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Hi I'm Jean Chatzky and this is your SavvyMoney Minute. Brought to you in part by Alliant
Credit Union. Think it's too late to resolve to improve your finances this year?It's not!
No excuses. Here are five tips. One:Set goals then break them into manageable benchmarks.
Want to save five thousand dollars this year? Aim for four hundred twenty dollars a month.
Two:Get organized. Chaos as in stacks of mail on the kitchen counter or receipts shoved
every which place is paralyzing. Dump it all out on the floor then sort it into a system
you can stick with. Three: Track your spending. If you don't know what's going out, it's impossible
to make a budget. Four:Create that budget and make sure to include savings as a separate
line item. Your notes for tracking will tell you what you spend and where you can cut back.
Five:Pay down debt. Start with the highest interest rate first, then work your way down.
Time to get started! I'm Jean Chatzky for SavvyMoney.