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My name is Sharmila Chaudhary . I live in Haripur, ward no 3. Our supporting organization is WPD Nepal and coordinating organization Manav Chahari sangh. I am a member of Makhmali group.
Before joining Makhmali women group, I didn't have anything; I didn't know about the importance of the group. But after I joined the group I started doing saving started from Rs.10 and then Rs.20. Now, I save Rs.50 to Rs.100 per month.
How was your condition before you joined the group?
Before, my economic condition was very poor. I didn't know how to do signature and talk in-front of others.
After joining the group, I took financial literacy class and learned to read and write my son's and daughter's name, learned to do calculation, learned to give my introduction and speak.
Coming to this group, I got various knowledge and skills. From the group's trust fund, I took a loan of Rs.5,000 and adding some more Rs.2300, I have opened a grocery shop.
I have paid back 5000 and I took second loan of 5000 and I have paid the loan as well. Now I have loan of Rs. 1500 which have taken from the trust fund which I need to pay back.
I have paid back 5000 and I took second loan of 5000 and I have paid the loan as well. Now I have loan of Rs. 1500 which have taken from the trust fund which I need to pay back.
I have paid back 5000 and I took second loan of 5000 and I have paid the loan as well. Now I have loan of Rs. 1500 which have taken from the trust fund which I need to pay back.
I have paid back 5000 and I took second loan of 5000 and I have paid the loan as well. Now I have loan of Rs. 1500 which have taken from the trust fund which I need to pay back.
How did you open this grocery shop?
At first, I didn't know about anything. I used to spend my days roaming around. I didn't have any land of my own. I was interested to do something my own. I wanted to do some business and earn.
Then I decided to open the shop with my saving of Rs. 2300 and added Rs. 5000 loan which I took from the trust fund. Once I started doing the business I found it very interesting as I started getting profit.
I am increasing my shop slowly. I became successful to open a grocery shop with my own saved money Rs, 2300 and I added Rs.5000 which I took loan from the trust fund. With the earning from the shop, I paid my loans.
Now I got lots of new items in my shop worth of Rs.80,000. With the profit, I had bought a gas and a freeze. Before, I used to walk 4/5 hours to collect firewood from the jungle for cooking. When I did not get woods I used to cut green trees.
After I opened this grocery shop now I don't know go to the jungle to collect firewood. I can afford to buy gas to cook. I also use dried cow-dung to cook food. Time is less consumed and my body is having a rest as well.