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"Well, you know, thanks to the new healthcare changes I can actually afford
health insurance now
and that's pretty awesome. But I like to do things my own way, so I knew
I wouldn't be happy with
just any old plan. I wanted health insurance that was affordable
and a plan that listens to me. And luckily that's exactly what
Colorado HealthOP is doing.
It's putting its members in charge. They're focused on improving care
for Coloradans, not just making a quick buck.
And now that I'm enrolled for coverage, I've got a voice."
Julia Hutchins: "As a member-run organization,
we really put people before profits, and it's so
important to emphasize this: that we don't have shareholders, that we're here for YOU,
our members. It's about people joining together to be able to solve big
problems in healthcare,
making healthcare more affordable, making it something that
really is designed to help support us, stay healthy
and get better when we're sick. So that we all have the
healthcare and the health benefits that we need. I want to thank you for
caring
and helping to be part of the solution. Let's make this
work - together.
Colorado Health up recommends its PPO plans.
You can earn enhanced coverage in Colorado HealthOP's
Bear, Bison, and Bighorn plans. Each offers a different level of protection
from light to heavy. The standard Bear PPO protects you with the most basic
level of coverage:
a 100%-covered wellness visit and an additional 100%-covered
primary care office visit,
50% coinsurance for additional office visits,
$15 copays for generic prescriptions once the deductible is met,
and an opportunity to earn a $50 pre-loaded debit card to put
toward medical expenses.
The standard Bison PPO provides everyday
medium-level coverage: a 100%-covered wellness visit and an additional
100%-covered
primary care office visit, 40% coinsurance for additional office visits,
$15 copays for generic prescriptions, and an opportunity to earn
a $100 pre-loaded debit card to put toward medical expenses.
The standard Bighorn PPO gives you the most protection
with maximum gold-level coverage: a 100%-covered wellness visit and an
additional 100%-covered primary care office visit,
$30 copays for office visits, $15 copays for generic
prescriptions.
and an opportunity to earn a $150 pre-loaded debit card to
put toward
medical expenses. In some areas the Co-op also offers a narrower,
lower-cost network for each of these plans. Colorado HealthOP is different because
its policies focus on keeping
YOU healthy. In fact, with the Bear, Bison,
and Bighorn Colorado HealthOP plans, you can earn a free upgrade
from Standard to Enhanced coverage by completing three simple steps:
Step 1: take a quick 3- to 5-minute confidential health survey online;
Step 2: get a biometric screening to identify your risk for certain
health conditions;
and Step 3: have an annual wellness visit to a primary health provider.
We'll cover the full cost of it.
Once you've completed these three steps, you'll receive a debit card to use on
medical expenses worth
$50, $100, or $150
depending on your plan, and lower coinsurance or reduced copays
for subsequent visits. For full plan details, descriptions, and policies
visit www.COHealthOP.org.