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Owners at Pointe East marvel at how easy it was to own
their own home.
Let's go learn more about the process.
Hi Emily, great to see you again.
Yeah, it's good to see you as well.
I was wondering if you could help me with the process of
beginning to buy a home?
Oh, that's great.
Have a seat over here.
We can go over all of the new upgrades that are available
for you and talk about the process.
Well, first we would need to choose which floor plan best
fits your lifestyle.
We have one, two, and three bedroom homes available from
single-level condominiums to townhome-style floor plans.
After that, we're going to choose all your options and
upgrades for you new home.
So, what options and upgrades are available?
Well, Emily, the benefit of purchasing a new construction
is you can personalize your home.
You can choose your shade of cabinets.
Countertops, you can upgrade to granite.
We also have hardwood floor options available with your
monthly payment being less than what you'd pay in rent.
This sounds wonderful.
I love the location.
I love the options.
What would a potential buyer do next?
Well, next we'd put you in touch with George Temple Jr.
At Old Virginia Mortgage.
He's our builder's preferred lender.
And he can get you started on your financing.
Sounds great.
Hi George, I'm Emily.
Hey Emily, nice to meet you.
Thanks for stopping by.
George, what is that you do here at Pointe East?
We are the preferred lender for Pointe East.
I represent a company called Old Virginia Mortgage.
I am the president of the company.
Our job is to take you from the mortgage origination
process to the closing in a timely manner and a smooth
transaction.
Can you walk me through the steps of
the financing process?
The good news is if you're a veteran or a first-time home
buyer you probably won't need any money to
close, which is great.
So the first thing we need to do is get you pre-approved.
And for that I'll need a couple of simple things, your
full name and your social security number, some income
and asset information.
And that's it.
Wow, that sounds so easy.
Is it really that simple?
It is.
We have a good, longstanding relationship with the builder,
Franciscus Homes.
And we have in-house underwriting and processing in
our office.
So the decision's made on-site at the Lynnhaven branch.
What value will using you, the preferred lender, bring?
If you use Old Virginia Mortgage, then you'll get a
competitive low rate and the builder will pay all of your
closing costs.
So what's the next step in the process?
Well, I'd need 30 minutes of your time.
We'll fill out the loan application form.
And then it's straight to closing.
Wonderful, well, it was so lovely meeting you.
Nice to meet you too.
Thanks for stopping by.
There are so many reasons to owning your
own home over renting.
You can start to build your wealth.
With today's low interest rates, you can get more money
for your dollar.
There are huge tax advantages.
And here at Pointe East, you can live right next to the bay
for as little as $1,200 a month.