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Homeownership really has an indescribable meaning,
when we say home we feel that, its something that we feel, and it's hard to
describe what home is or what home feels like,
but when you have it you know it. A lot of people are looking for that feeling
and may not be able to find that on their own. And that's something
that we can help provide
The Homeownership department encompasses
housing counseling
homebuyer education
lending services, realty services and single family development services.
Our mission is to create
green, sustainable, affordable housing opportunities for the people
and communities we serve. --We're not limiting ourselves to just being that housing
counseling agency but we're that one stop shop
we all work together as a team.
A Homeownership specialist is responsible for
taking in a client who wants homeownership
and working with that individual, from the very beginning of the home buying
process to the very end. As well as teaching people throughout
the process. We find that the more they know about the process,
the less scary homeownership is,
and you really break down some barriers and doors with people who didn't
think that homeownership was possible.
I provide one on one
counseling, and they get the opportunity to actually sit down with their counselor and
go over their personal information and not feel like they are sharing it with a
stranger
You have the opportunity to build a relationship with those clients.
Its emotionally taxing at times, you have to
be very involved, you know there are a lot of phases.
I had
purchased a house previously in California and it was
a really bad experience.
This was a completely different process, to have somebody to kind of coach you
through it and to
not want anything other than for me to find the right place,
it's just invaluable.
CHP Realty is another piece to the Homeownership Center;
CHP Realty has a more
holistic approach than I would say a traditional real-estate firm. My role as
the real-estate sales person comes into play after our client has gone through
the education program, it is determined that they are mortgage ready, and that
they are also mentally ready to move on with homeownership. Because we've
established what their needs are in a home, what their wants are in a home, really
approaching it from an educational standpoint,
helping them understand the process before they really engage in the process.
I took some classes, home-buying classes, educational classes, learned a whole lot
they were very informational.
The classes were very intimate and the instructors were extremely helpful. They had
different areas of expertise which lent itself very well to
conveying different types of information.
Knowing that this organization had people that specialize in buying houses
and could walk me through every step of it,
without, any type of pressure, without any type of cost,
that was just amazing.
You know everybody wants to know that
they've done something in society that means something, I'm a part of something,
so being apart of Homeownership makes me feel that, makes me know, that I'm a part of
something greater that what I am.
Definitely feel more prepared, certainly one of the biggest investments if not the
biggest investment I will ever make in my life. It's something that has value outside of
the financial value, its something that you own.
It empowers me;
it's a place of stability in my life, that what it means to me.