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I'm in good health.
Never help that everybody kept on saying boy you're young.
My name is Bill Deacon. I sell insurance
and I'm a father and have three children. Hardly anybody is ever prepared for the fact
of being told they have cancer.
And it can happen to anybody at any point in time.
Catching it early was thanks to Janet. She was the one who actually
had me do the PSA test and I failed miserably.
And the second test was worse than the first.
So they a sent me down for biopsy and that's when I learned
subsequently that we had, that I actually had prostate cancer.
My mother had cancer.
My father was one of ten children and the seven males almost all of them had
cancer
at one time or another so I always expected that I would get cancer myself.
I just never thought I would get cancer at the age 46.
I first heard about critical illness insurance on my way to attending a life
insurance conference.
And I was sitting next to a fellow who was also an insurance agent. He asked me
if I had purchased a policy yet and I said no I hadn't and he said well you know if
you plan on selling the stuff, you should go buy some.
I purchased the policy just on the base this fellow said it makes good sense
and he was somebody I respected.
I've known Bill for several years on a professional level.
About three years ago Bill called. I just said you know, Anita, I'm wondering
if you can help me out here for a second. He told me that he went to see
his doctor and he'd like me to have a look at his pathology.
He did qualify under a policy and he did get a one-time lump-sum payment.
While I was in the hospital, Janet called me up and she said
the checks arrived. So I hadn't even come back from the hospital yet and we already had the
money in the bank.
So I thought that was pretty fast service.
I think cancer affects -
cancer affects more than just the individual, in terms of the emotion
and the change in lifestyle. The greatest benefit
of having this insurance for me and for my family,
was that it alleviated any financial concerns that we might have
on the diagnosis of cancer.
What do I want to do here? What course of action do I want to take? Do I wanna get
different treatment? Do I want to spend less time at work?
Everyone has a different situation, a different diagnosis
so in addition to a lump sum payment, RBC Insurance
also offers three additional features. They are: the best Doctor Service,
the Daily Living Assistance Benefit and Healing the Whole Person kits.
Each individual doesn't have to utilize all three of them but
it's there for them should they need it. It gives you that freedom of choice and
freedom of choice is something that we all like to have.
If you have less choice you feel pressured, if you feel pressured you feel
stressed. If you feel stressed you have a harder time getting better.
If you just wanted to deal with the emotional state because there are so
many changes that go through your head.
You just want to have no concerns for the finances and just deal strictly with
the emotional aspect and you get - I think you're way further ahead in the long run in
terms of your recovery.