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You want to buy a home and you want to know how to start? Stay Tuned.
I'm going to tell you next.
Today's Real Estate F.A.Q. is sponsored by Northern Virginia's best
home search site Novahomesearcher.com. It's lightning fast on your
mobile and tablet devices, best of all it's GPS enabled. Check out
their Map Search and the Find Me feature today.
The first place you start if you are a buyer looking for a home is
with your finances. If you've got cash, well then, go ahead and start
shopping. If you need to get a mortgage, you need to talk to your
mortgage lender first, and early! If you think you are going to start
looking for a home in March, start talking to lender in January or
February. Because they may find issues with your credit that you're
going to need to correct in order to get the best interest rate and
reduce the amount of money that you are going to put down on the loan.
So please, start early and don't be embarrassed to talk to other
lenders. If you are talking to one lender and you want to compare
rates, or quotes, or service: anything, feel free to give a call. Just
make your decision before you write your offer on which loan officer
and Mortgage Company you are going to use. Make sure you have that
pre-approval letter "in hand" and understand how your finances need to
be in place, and then you can start looking for a property. The most
disappointing time I ever have when I am working with a buyer, is a
buyer that wants to look at $600,000 homes and finds out later they
can only afford $400,000. If deflates them completely and almost stops
many of them in their tracks from even moving forward. So, start
early. If you have questions about looking for a loan or buying and
selling real estate in Northern Virginia, give us a call.. We've got
the answers.
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31 page home buyer report, click this link below today.