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My name is John Provan. I've been a builder since 1981.
The whole of my
life I've been interested in property and building.
Obviously, being self-employed, a small business owner, you need to protect your income if
something goes wrong.
Particularly if you're investing in property and have considerable debts, you don't want
to leave a burden to your family.
I, in the early days, took out a policy to cover myself for death and trauma.
Semi-retired, I was diagnosed with prostate cancer.
My doctor suggested that I go to a specialist and have some tests.
I guess that when I went to see the specialist I'd sort of faced that, you know, I thought in myself, even though
I wasn't sick, I thought 'I have got prostate cancer', I just had that feeling.
And, when I went back to see the urologist, of course, it was still quite a shock when
he said that I had a cancerous tumour in my prostate.
After recovering from the initial shock of being told that I had prostate cancer, I tried
to locate my policy, which I eventually found a copy of.
And I read if right through and, a few of the definitions, I wasn't sure whether I was
covered for prostate cancer.
So I then contacted my adviser, Phil, and he knew anyway that I was covered by the policy.
So that gave me a lot of relief in knowing that I wouldn't have any financial pressures
and I could concentrate on my treatment and recovery without that worry.
I lodged the claim through Phil, who provided all the necessary documents, and it was settled
promptly and professionally within four weeks.
And that was prior to my surgery, which I was very happy about, becasue I didn't want
to go into surgery without knowing whether the clain would be paid or not.
With the experience that I've gone through, and for a self-employed person, I would thoroughly
recommend that everyone should have a trauma policy.
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