Tip:
Highlight text to annotate it
X
A common question
that clients have is, "Who is going to pay
my medical bills if I am involved in a car accident
and who should I have paid my medical bills?" If you're in a car accident
you have a large amount of medical bills, the accident is the other individuals fault.
We recommend first that if you have health insurance
you run the bills through your health insurance.
Second option, you run the bills through the medical payments
portion your insurance policy, your automobile
insurance policy. The reason we say that is
first of all, let the health insurance pay the medical bills that they will pay,
then if you have copays or deductibles you use your
medical payments provision to pay those bills so you don't
ruin your credit rating. Third, eventually you're going to collect
for your pain, suffering, inconvenience and your medical bills
from the other side's insurance carrier, but
on a typical basis the other side, the defendants insurance carrier
will not pay your medical bills until you sign a full release.
So first, you want to use your health insurance and second,
you want to use your medical payments provision.
(music)