Tip:
Highlight text to annotate it
X
The share market's been experiencing some pretty serious swings in recent times. And
not surprisingly, a lot of people have been wondering if their money would be better invested
in something like cash. After all, there are no big swings in the
value of cash. So it's a low risk investment for the short term. But compared to shares,
the long-term gains are not very exciting at all. Take a look for yourself.
Let's say you invested $10,000 in bank bills in 1988. Your investment would have grown
slowly over the years and is now worth about $52,000.
That's a 520% increase in value.Not bad, but how's that compare to shares? Let's take a
look... If you invested $10,000 in Australian shares
in 1988, you'd have had a pretty wild ride all right. Your investment would have skyrocketed
to nearly $100,000 just before the GFC, then plummeted to almost half that in 2008-09,
before zigzagging back up to just over $90,000. All up, a 900% increase...
... which is a pretty impressive 70%... ...higher than the increase in cash investments
in the same time. So you can see why all Sunsuper's diversified
investment options invest in Australian and international shares...
...because strong long-term gains come from hanging in there through the ups and downs
-- they're a normal part of the economic cycle. So as long as you've got time on your side,
just enjoy the ride, and remember, falling markets provide opportunities to buy good
assets at cheap prices too -- which is exactly what Sunsuper's managers have been doing.
Setting things up for positive returns in the future for Sunsuper members like you.
At the same time, they always take care to diversify across a range of other assets like
property, infrastructure fixed interest and more to spread the risk.
Because successful investing is just like the old saying: What you lose on the swings...
...you make up for on the roundabouts! Even if you don't have a lot of time before
you plan to start using your super investment, Sunsuper's financial planners can help you
with a strategy to make the most of the ups and downs in the market too.