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Hi. My name is Alex and I work with Covered California in Sacramento.
Why is it important to have health insurance? It’s going to enable you to get things you
really need like check-ups, annual physicals, reproductive and mental healthcare, even more.
It’s a lot different than it used to be. You used to be off your parents’ heath insurance
plan when you turned nineteen unless you were going to college, in which case you were off
when you graduated. Now you can stay on until you turn twenty-six.
So, how does Covered California make insurance more affordable?
First there’s financial help available to people who can’t afford insurance. You’ve
got to remember Covered California is the only place that gives you that financial help.
So what is Medi-Cal? Medi-Cal is another way Covered California
is making heath insurance more affordable. It’s health insurance provided by the state
of California that’s very low-cost, and even in some cases no-cost, insurance and
it’s accepted by doctors and hospitals throughout the state.
So I know a lot of you are thinking, will I have to pay a fine if I don’t buy insurance?
Now, most uninsured Californians are going to have to pay that penalty if they don’t
have insurance by March 31, 2014. You’re going be spending that money on the fine,
you might as well put it towards the insurance so if you do have that accident, you’re
covered. If you have any other questions, visit our
website, find us in person, or give us a call. There are thousands of people working across
California who can help. There are also other videos in this series that you can watch.