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So my mortgage is due up for renewal next year
and I'd really like to know how I can improve my credit rating so that I can get the best deal possible?
That's a great question.
A mortgage application can take a number of months to go through so it's always good to shop around
before your current deal ends in order to get the best deal possible for you.
Having a good positive payment history with your current lender can always act in your favour
when it does come to remortgaging.
Here are some things you can do before you remortgage
Firstly, check your credit report to make sure everything is in good shape.
Having a higher credit score could potentially mean that you get the deal you want.
Try and avoid multiple credit applications, and register on the electoral roll.
Click now (above) for more videos about mortgages.