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Hi, My name is Jack Collins. I work for Wallquest, Inc. in Wayne, PA. We also have factories in Hawthorne, NJ, Middletown, NY, and we’re constructing a new factory in King of Prussia, PA. Exports for the past few years have been all of our growth. Our market in the US has been related to housing, and it’s been very flat for the past few years. The only way that we can continue our growth is to move to exports overseas. All of our growth has come from those exports. It’s 76% increase in sales since 2008. We use some commercial credit insurance providers on some places, but when economic change is happening they are very quick to pull coverage. And this happened to us in Dubai in 2008. We were selling to some very strong buyers. We had no concerns about their credit, but the private credit insurers pulled coverage on them, and said “no more in Dubai.” Everything we had sold so far – it was still covered, but all of the new stuff, we couldn’t do going forward. That’s where the Ex-Im Bank stepped in and helped us. The working capital guarantee finances our inventory and provides daily cash flow assurance. We also use the credit insurance policy quite a bit. We had 76% growth since 2008, and most of this has been supported by Ex-Im Bank. To say that our number is 76% is kind of an understatement because there’s lots of small businesses that we rely on as suppliers. For example we do wallpaper books, and there’s a manufacturing company called R & R sample book in Paterson, NJ, and they do most of our sample books. And they’re not exporting, they’re not getting any benefits from Ex-Im Bank directly, but through the business that we’ve been able to send their way we’re employing lots of people there. Same thing goes for our paper manufacturers, and our printers that we use for the inserts in our sample books. There’s companies in Morgantown, PA, Nashville, NH that are benefiting from the help that we’re getting from the Ex-Im Bank. It’s not going directly to them, but our business to them would not be there without that support. Since 2008 we had 80 people. We’re now a little over 150, and we will add quite a few more once we open the fourth factory.