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Here's an example of how it works:
First, you need to take a look at the amount of money that you expect to generate for your
family over time. Next, factor in the income you expect to come from your spouse and other
sources. Next take into account your family's anticipated expenses, such as credit card
debt, vehicles, mortgages and monthly expenses.
Also keep in mind that your family's anticipated expenses are going to change over time based
on life events like tuition for your first child going to college, tuition for your second
child going to college. Consider that your family's expected income may also change over
time based on life events such as your spouse's retirement. When we add all of this up, we
arrive at the total amount of money that you expect to earn and the total amount of expenses
your family expects to have over time.
If something were to happen to you, your family would need additional income to continue living
the life you dreamed of providing for them. This additional income could be provided by
your life insurance policy. By working with a life insurance agent at
Matrix Direct, you can help make sure that you have enough life insurance for your family.
Contact a life insurance agent or use the Life Insurance Calculator to find out how
much life insurance you need.