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Under Ohio Law, once
again you want to protect your family if
there is a serious injury. So,
I guess the issue becomes
how can you protect your family?
First of all,
you need to talk to your insurance agent and find out
does your insurance policy have this inner family exclusion.
We've looked around and there's really no big difference at all between the premiums
in
insurance companies that have the inner family exclusion and the insurance companies
that do not have the inner family exclusions.