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Lucrazon Global corporate presentation Joanne JJ Le
the
hi
with
the
welcome my name's Oskar Garcia
the executive vice president looks on global today you gonna learn
about merchant services most importantly you're gonna see a business model
that's never been shown to the public a business model that can really
help you and all your business contacts lower-cost
and increase revenue the gold looks on global was always impact the world
in a certain way disruptive technologies that's what changes the world
in our own special way we're doing that we're gonna change the world
with what you gonna see at the end of this video you can contact the person
the invite you over
and you can ask some very specific questions more importantly
you can see me how you can participate and this evolution
a merchant services I thank you for your attention and i'm looking forward to
meeting you in the future alright
so let's explain merchant services I think one of the biggest things that you
need to know is why we chose merchant services
and how merchant services works now be some MasterCard is accepted
and every business in the world it works the same way
all over the world so I'm gonna show you how this works for Sabha
be some *** a card provide services to what we call
a level one provider that's a provider that does
six million transactions in one month they
provide services for MSP's ISO's
these individuals have to pay fifteen thousand dollars and more to be some ***
a guard and actually get qualified
to offer be some *** card services these individuals have sales reps
and those individuals actually go out there and obtain
merchant accounts now what happens after that
these are merchant account like a coffee shop
these are merchant account just like a gasoline station or grocery store
when we come in as consumers to those merchant account
we literally give RB some *** a car to those businesses
and they swipe what happens after they swipe
there's a mechanism called the Gateway this Gateway
actually case the transaction and communicates
with the banking system and ink this case my bank Oscar garcia's bank
and they say there's oskar have money yes or no
and the answer is yes I get approval and the answer is No
I get a decline but let's say I gotten approval what actually happens
well if i bot a hundred dollars work the merchandise
from this merchant do they get the four hundred dollars
no they don't they get something minus the percentage
and this case let you five percent so they get ninety five dollars
I love the hundred dollars that they charge me what do the rest for the money
go
there's a percentage that goes to the sales rep a percentage that goes to the
immense pain
a percentage that goes to that level 1 provider in a percentage that goes to be
some *** ***
as well as the gateway so as you can see me there's money generated up here
by simply providing the merchant account now the underwriters and the merchant
processors take the risk
because of that business ever goes out of business this client can do a reverse
charge up to six months
so that's why they're being in charge a percentage to actually do transactions
to be so massive ***
now on the web it's even more complicated on the web
you have web sites you have
web development you have shopping carts
and then you have a merchant account and then you still need a gateway
so there's more moving parts on the web then the is on political businesses
what if what if you can find a company
that was not only the level 1 provider not only the MSP
not only the sales rep but also on all
the internet mechanisms we own all the Gateway
lookers on has cut out all the middleman and made sure
that we can reduce the rate up any merchant account out there
we actually only add point 20
above be some Massicotte that is called interchange
we only at a twenty-year a percent or 20 basis points
now how does that work I wanna go into
why or how much money there is a merchant services
remember we're gonna talk about three things
the first thing with what we just mention merchant account industry
now let's talk about how much money there isn't much in the country
and then we'll talk about how we're revolutionizing the merchant industry
when the amount of money you can make your is depending on the money
transactions are being done monthly basis
let's say you bring in a business that the million dollars a month
let's say tougher second example they're being charged 5 percent three to five
percent
for their merchant account some businesses got get charge more
some business again charge less so in this scenario there put their spending
fifty thousand dollars per month
on a one million dollar are monthly transactions
above and beyond that we can actually save the money
now remember we only at point 20 Bobby thematic are
can we offer them that rate yes do we want to
in this case no because we don't know how much a high risk merchant they are
we can actually offer them let's say 1 percent
that's above irate but that's below there's so in this theoretical example
we can bring down their costs to ten thousand dollars some theoretical
example
what do you get well and this example you can qualify to get 50 percent
all the profit all that merchant account which is five thousand dollars month in
and month out
constantly there's no qualification so
we want to make sure you see the importance that there is money on
Merchant Services
the problem is that it takes 90 days traditionally in the industry to make
money
30 days to get the contract 30 days to actually do the transactions
and 30 days to actually get paid on your first payment
how do you alleviate that we came up with software
that actually offers the merchant better scenarios for their business
we came up with the way where we can give them value added stopper
to have been switched services not just because we lower the rate
but because we give them a platform to increase their business
we have lab software back and take a physical business and turn them into
what online business
within four minutes this website operatives in the website
give them a shopping cart give them a
affiliate program a coupon a voucher program all within four minutes
above and beyond them we give them SEO services
that will increase their traffic on Google above and beyond that
we give them fulfillment our products and services they may not have but the
one of her
and we can drop ship for them on the spot aka services all over the nation
so we offer a complete package now traditionally
you're spending by I'm to seventy thousand dollars on a Web site
on SEO you're spending three thousand dollars a bill meant hundreds of
thousands of dollars
because we have a new patent-pending technology
we can turn a provider up the services on
for less than a thousand dollars so you can have a business that
offers merchant services e-commerce services
marketing services and fulfillment services all
for under the pipe from a website how does this work
well back on a help to solve the problem of the 90-day scenario here as we put up
on the board
see the scenario here is you need cash flow for 90 days to go out there and get
a physical merchant account and the way we've done that
as we've been able to turn on any business entrepreneurs
any business entrepreneur or into a real merchant
simply by having a certain criteria that quite era is
you need a bank account you need a voided check
you need an ID you need about you need a social
or attacks I ID number as well you need
a domain name and we don't sell those you can go to any provider for domain
names
what else do we miss and up by Costco or a .500 or better
by Costco or 500 is very low but as long as you meet the minimums
we can actually give you a merchant account that can deposit money into your
bank account
and 48 hours now what does that do for you well
to scenarios here you can go out there and get merchant account on your own
or you can go out there and start building a business association
similar to the Chamber of Commerce and these business associations can grow
and you can actually benefit from them for instance
have you bring in someone to your business association that buys the
stopper for thousand dollars
we can actually give you 20 percent earnings
directly to your bank account and 48 hours
that the two hundred dollar deposit that happens to your bank account
now that if you bring in someone personally what happens if they start
growing the network
just like any social media platform they will grow
virally and when they bring in someone to the network
you can actually pick up 83 percent override
which is equal to thirty dollars up to five generations deep
in your organization and if you want more than that put in another person or
pearl
and get another five generations deep underneath that person or pearl
now these all a beach earnings are paid
in 48 hours why because you own a merchant account
why because we have actually have the Gateway that can do this but
funding what this now the third way that we get paid
eighty-six percent multi-channel unit bones
what does that what does that mean that means when you build two vertical
markets
and you start building businesses in your community and start helping them
get merchant account
and get web services every time you match these businesses
you can get an additional sixty dollars per business
every time you match up now that I have the limit
a five thousand dollars a day now that's quite a bit
but that's all the scenario up getting all having cash flow
so you can actually go out there and get a merchant account and not have to worry
that you get paid
in ninety days so how do we do that we do that
because we walked the fourth fair and six ways to get paid
were more excited about these ways the first way is what we mentioned here
that you can pick up a fifty-percent all over i'd
on all the merchant profits that we make out the merchant transactions
so in this case and we make theoretically 1 percent of merchant
and we're making ten thousand dollars your actually picking up
55 50 percent which is five thousand dollars
but what happens if you want the individual that got the account
let me raise this and let me wrap up this presentation by showing you the
value the merchant volume
if you have a gentlemen that actually did this and he was making five thousand
dollars because he brought in that account
you can actually generate a ten-percent
10 percent all ride on everything he does
so that means you're making a thousand dollars hard at ten thousand dollar
merchant
margin account simply because he brought in the account
what happens to this individual making any 3 percent override
which is equal to bring hundred dollars and you can get a three-person alright
which is equal to three hundred dollars
why do I bring that up because the final when we get paid
is merchant portfolios merchant portfolios pay out the most amount of
money in this industry
and i wanna explain this merchant portfolios work
because we can combine all a bar efforts
now I wanna race this right now and i wanna move this %ah
example of making ten thousand dollars in actually making five thousand dollars
that 10,000 because we actually generated and thus the rental example 1
percent profit
but seeing we can actually work as a team
work as a Business Association then if we can bring in
10,000 accounts together we can actually generate a merchant portfolio that can
be sold to the bank's
let me explain this the average business out there does ten thousand dollars a
month
and transactions not a million but 10,000
so let's say we go on the low end and we do in this example
a hundred million dollars and transaction as a an association
and will use the same one percent example we can make a million dollars
profit
every month month in a month out that's kinda included
with what you're making here view brought in the account but seeing
we can sell that profit to the bank's for up to 30 times earnings
for physical businesses we get more
for for medical we get less for dot com
but in this example if we can't just focus on physical businesses
were talking about a dry cleaners we're talking about small grocery store
a swap meet shop a salon girl anything that the business
a speaker industries weekend actually generate
a huge burger bowl your worth about $30 million dollars
in this scenario 30 million
you can go out there and try to get 10,000 account yourself
as an individual and I'll take you by the six years
or you can build a business association that can bring in the account faster
what does that mean that means when you're generating five thousand dollars
and we sell the merchant portfolio theoretically we have been now pay you
a hundred and fifty thousand dollars for that account
every you brought in the event individual that was doing that and you
make in 2000 dollars
theoretically we happen now pay you thirty thousand dollars bonus
because he brought in the account if you're the individual that brought the
individual that brought the individual
try to follow me there of you want the a radically
will make nine thousand dollars on my cell the Pro Bowl you
this is powerful imagine having a business association
I'll hundreds of thousands of people all bringing in one real merchant account
all doing a transaction and we build a portfolio that we can sell
to the secondary market and you can get a percentage the millions of dollars in
that portfolio
that's what look is on Globus doing that's why we're excited
get together with the personal by Joe over have them answer your questions
and i'm looking forward to meeting you someday thank you very much