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(MM)
YOU MAY THINK
BANKRUPTCY IS YOUR
ONLY WAY OUT.
BUT THEN YOU HEAR A
COMMERCIAL OR GET AN
EMAIL OFFERING RELIEF.
OFTEN TIMES ITS A
COMPANY PROMISING TO
HELP WIPE AWAY YEARS
OF WORRY.
(SR)
BUT BEFORE SIGNING ON
THE DOTTED LINE... A
WARNING.
SUSAN HOGAN REVEALS
WHY THE ATTORNEY
GENERAL WANTS TO
CRACK DOWN ON A
COMMON PRACTICE BY
SOME OF THESE DEBT
MANAGEMENT
COMPANIES.
WE HEAR FROM SO MANY OF
YOU WHO HAVE SIGNED UP
WITH THESE DEBT
MANAGEMENT COMPANIES
ONLY TO END UP DEEPER IN
DEBT. KNOWING WHAT YOU'RE
GETTING INTO BEFORE SIGNING
UP CAN MEAN THE DIFFERENCE
BETWEEN DEBT FREE AND
BANKRUPTCY.
THE BILLS KEEP PILING UP
BUT THE MONEY JUST ISN'T
THERE.
back in 2008, i just got over my
head
in my credit cards...
DESPARATE TO BE DEBT FREE,
AMY BREEN FROM
WOONSOCKET SIGNED ON WITH
A NATIONWIDE LAW FIRM-AND
WHAT THE PERSON ON THE
OTHER LINE PROMISED...WAS
MUSIC TO AMY'S EARS.
promises were that they were
going
to take over all my credit
cards, i was
to receive no calls from
creditors, ...
OVER THE YEARS AMY'S DEBT
SLOWLY BEGAN TO GO
DOWN...BUT THEN OUT OF
NOWHERE AMY WAS SUED!
it started to get really odd
when i was
served by one of my credit cards
to
go to court..and i called the
lawyer to
say, ok, what do i do?
WHAT FOLLOWED NEXT FOR
AMY, IS WHAT THE ATTORNEY
GENERAL HAS A PROBLEM
WITH..THE NATIONAL COMPANY
HELPING AMY MANAGE HER
DEBT REFERRED HER TO A
LOCAL ATTORNEY TO ACT AS A
COACH...PREPPING HER TO GO
TO COURT TO REPRESENT
HERSELF BUT...AMY, LIKE
HUNDREDS OF OTHER
CONSUMERS... NEVER
ACTUALLY MET HER ATTORNEY.
I was very scared, i had never
been
to court before and he advised
me
that he would tell me what to
say, but
he couldn't come with me.
It's not specific, it's generic,
and they
really don't have any
attorney/client
relationship with the person who
is
getting sued who has the debt!
IT'S A PRACTICE KNOWN AS
GHOST WRITING. AND
KILMARTIN AND OTHER
CONSUMER ADVOCATES
BELIEVE IT SHOULDN'T BE
ALLOWED.
And that's the question. the
attorney.
who is the local attorney
representing? the consumer? or
are
they trying to protect the
interest of
the company? and that's the big
issue.
RIGHT NOW THERE'S BEEN A
SUPERIOR COURT DECISION
THAT SAYS GHOST WRITING
SHOULD NOT BE OCCURING IN
RHODE ISLAND, THE ISSUE WILL
HEAD TO THE STATE'S SUPREME
COURT NEXT.