Tip:
Highlight text to annotate it
X
holder this is Robert or so here and another thought for the day
and it's fun is be for March the 21st
of 2014 and Saving Money Tips That Keep More Money In Your Pocket
at I'm sitting here thinking up the stock I am
think spring has broke we
are love the deep freeze to where we live anyway and
snow was melting waters running down the street and
looks at things are looking good for 2014
but what about your financial Saving Money Tips That Keep More Money In Your Pocket
situation are they still adult still looking good for 2014
for thought came to me the other day when I am
was thinking about how to
save money and artist a long long long time ago
and wanted to share this with you with you today see
there was one time when a lady came up to me
and I was doing my job managing hotels and I was doing the payroll
and so I was cutting the paychecks and
toll she were had her rent coming out on first of the month
now our paychecks always came out on for so but we paid bimonthly
and we had to have our time in for the last day in a month
if you worked that time that day and yet had to
arm you know be included on the paycheck from the first of the month now
generally speaking we were able to cut paychecks right away and it didn't have
to wait
are like seven days like a lot of companies do little other businesses do
and but pa her problem was
that she didn't have her rent payment
scheduled far enough in advance say
on the job second Saturday of the month if the first tell on a weekend
then she couldn't get her money into the bank until Monday at Old Orchard
to to richard is to eat right plot that's not really what the problem was
the problem
in that up are scenario
in that situation was that she didn't have enough money saved up
in her bank account to cover
the next month's payment now
I've heard this a long time ago to that
when you consider your value like how much you're worth
how much how much are you worth arm
the things that you own are your car your your home
okay how much money do you have in the bank got
shavings do you have in the bank account see your worth
when you consider you this this to be your worst
if you're short stuff income dries up
and runs out till you get laid off arm say the
the business are the cuban running folds okay
and your startup income quipped you're worth
will be how long you'll be able to survive
with what you have saved in the bank account how long you can survive
without having to go back to work in find out the source of income how long
can you survive with your paycheck
no longer comes in so how much money
so the question really is how much money do you have
in your bank do you have in your savings
in order to survive
if you'd you start getting a paycheck
well this was her problem because
shouldn't have anything she was living paycheck to paycheck
and I would estimate like ninety-five percent of the people
are in the world you know in dinner in the country
live paycheck to paycheck on
there's just not enough money at the end to the paycheck again to the month
to save because European too many bills you paying your rent to pay in utilities
but on top of that you're paying all your credit cards
and then you had to pay for the gas to run to work at all in and discord on on
on on on Saving Money Tips That Keep More Money In Your Pocket
right okay so here's might
yep up the day it doesn't matter what bill it is
okay you can take a twenty dollar bill a ten dollar bill
or take a hundred dollar bill okay every time
you cash a paycheck
you take that bill okay every time you cash a paycheck you take that bill
and you take to build n you folder in half
okay now this is the concept
K this is no longer your money
it folded you cannot spend that money
on whatever you have to have
enough money %uh to your paycheck
to spend and you have to and if you spend your whole paycheck
then you have to cut back on something cut back on a few coffees
how many coffees the twenty dollar bill
by didn't even by 10 coffees anymore
but it's not your money anymore but faltered
okay now you take that money
you put it in your wallet okay you close your wallet
not wallet has a folded twenty dollar-billion
it's not your money and you know I'd when that's not your money
you can spend if that money belong to you to someone else
and they gave it to you horse say someone gave you money to give to
somebody else
okay and you had that money in your pocket are you wanna spend it
Knoll you're not it's not yours
that folder twenty dollar bill is not your money
now depending on how long you want how many fold a twenty dollar bills you want
your wallet
when after you get say say after you get five hundred dollars
K you put two hundred dollars in your bank account
and its and their for emergencies only
right now say you to your spending
to so you're going to five hundred dollars a month now I'm not up to
conservative but let's just say for round numbers right
five hundred dollars a month five months
you have enough rent saved up I had
to last another month
you're now worth one month
that you wanna be worth
the year when you keep saving
you keep folding lot built now you could fold
one built no
it doesn't matter you to your choice right
you could fold fold one bill
you could fold two bills or you could
take your takkar your page take a hundred dollars out of your paycheck
and fold-out hundred-dollar bill and put it in your wallet
but were ever you put you fold
not folded money is not your money
it worked for me for a lot for for years I've done that
back in the day when when I was working paycheck to paycheck
and I where I learnt death or alert this concept is one when I was in sales I was
on the road in doing failed one time
and I had to save enough money orders or sales to pay back
I'll the wholesale cost of the product I was telling
and lotta time to get all mixed up but an
I'd count not my money and sometimes I'd be pan expenses and
and had Ranch Rd money to pay for the cost that the whole
a product and top that was a trick I learned
I folded everything to had to go back to the cup to the business
to pay my my wholesale costs for the products or so
that folded money there was never then any doubt
never any doubt where that money was going
that like up for the day I thought for the day
and my money saving tip of the day Saving Money Tips That Keep More Money In Your Pocket
how'd you like that okay now
I will see you all this is Robert Garcia hear from work with Robert R C dot com
and then I will see you on another day