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although health care reform our for in this segment first topic is and uh... an
idea that our bones have that park might not be that that it turns out there's a
couple of important wrinkled so that idea
an inordinate opposed to that were brought on devore boesky from the center
for american progresses talk about that he or won't be in place
academy on we appreciate you coming on
leaky love this idea of
you know what why don't we allow the insurance companies to compete
throughout the country so the state-by-state that way they won't nisha
level monopoly within a certain state animal yeah i create a more competitive
environment and i set on the show that seemed to be the first good republican
idea mess that was open to it
found m_i_
missing something here about their proposal
ordeal periodically a viewpoint outed camp like accountable ideally by
terminating the cockpit lines why can't we ought to buy
health insurance but
wendy together i think about and you realize what happened churn trillions
and health insurance make money which is by denying claims that come in denying
character
and then you realize that if you don't have anyone to regulate insurers traders
mandating that they provide to kind of
packages they provide
cancer screening
the kinds of treatment
then you really get a rate to the bottom where insurers work very very hard to
attract
only the younger from the healthiest and relieve though
they would design their packages
for healthy perk for healthy people give a chronic condition you're certainly not
going to buy and that doesn't include cancer treatment
throwaway buying crop stateline allowed you to do under the republican plans
in and
decides which
laws which regulation they want to follow
and then you have to relocate into that
vacant judd
designate that state of their primary states
tell the jury across the country
and homely deregulated by those laws that they'd been so at children
and in fact the republican proposal
even said that you can you can tell policy from the *** islands where
there are very few
standards that and yet lol
so it really allows insurers to circumvent any kind of consumer
protection from the state level
and uh... you know quit by the problem for people who really need quality
insurance
slicing it turns out that the republican proposal which is
initially seem sensible
is actually aimed at helping drug companies avoid regulation and health
care company's overall
and you can see that coming but in this case and literally didn't see it coming
i need to look into it more and you know one of the tip offices are no let them
know operate out of the *** islands
that yes that's that's a pretty large default
as to whether they really want to regulate and on my guess is usually they
don't
now the democrats though a pallet also the seller proposal
who what's the difference between the two
the other democrat bill has something called compact
and
what is allowing insurance to do with all applicable club dateline breaking
the democratic proposal
the get together and the fact that we want to join in
their compact where a single insurer can
but two can come up that would support for the one st and then felt all the
faith in the compact
blight under the democrat clampett the
that use which log insurable followed not being chart now that's a big
difference
you know spell this probably going to be a lot of pressure on the faith obviously
choose the statement that return on the regulation just because of lobbying and
the way these things work in
human progress is not very happy with the for pollution they thought i think
that
it's going to come the create some kind of rate to the bottom
buddy it's noted something in there too i can't quite see the the blue dug the
more moderate
democrat apparently of the much better alternatives to what republicans are
proposing msn i get that
com we
how would they come in with me
like she was a nice way to regulate it is weird like the states get together
and go we let's go with
hawaii
i don't get a great that will they be part of the group of five date would
come together
and finding the compact which should have come with a contract that you would
find
within that contract
the states would have to designate what the primary stated in the primary state
of the
compartment sure would follow
so they would just be able to designate you know so i got to know
idaho
as the primary states and then being sure within that compact
would follow all the consumer protections and the rate regulations of
idaho
now very all all the other state from compaq
with phil have saying on the on unclaimed property problems the koran
all right if if somebody had a problem with their insurance
vote the person in in that secondary fate would go to their home the
but for things like consumer protection
uh... if things like benefit me in detail white the plan needs to include
on weight regulation how much working charge older people than younger people
all of that is is going to be decided by the laws of the primary state which the
they compact a fact
alright it seems the needlessly complicated but before we get to my
proposal which i'm sure has applauded
uh...
let me ask you him
whitewater they you know what let me just ask you but about my proposal
want to do a national what's with this five states get together and they pick
idaho's it doesn't make any sense to me why don't we let them compete nationally
'cause i see the value in that whether it's a republican or democratic proposal
but i'd obviously don't want to be cheap and take the the the lisa not a
regulation from state so what we're doing a nationwide bit well you know in
the granite fine and
bill and remember that's just one of the building from that hopefully will see
emerge they'll sometime tomorrow
there is something called international plan
all which is something similar now i'm not sure how exactly those print the
regulated
but i think any fetch proposal
the kind of the key com
concern that progress to good habits cool regulate
beefing and
i think there's no real federal infrastructure in place right now all
the things are left
electric state that's really unclear and ensure that the lobbying for very long
time
to try to move towards a system
where it you know they move kind of the risk and the cost of insurance toward
the individual towards the car deductible plan
and so that kind of a lot of a fear that the mccain proposed for instance during
his campaign
and phil i think your proposal would work as long as you have
kinda very robust
benefit standard venerate standards for the insurers would be able to design
their plan
to only attract a younger people and try to break up those very large report in
which insurance is big
so where they were doing the state-by-state regulation meters
those are the people who do the regulation but that caused
somewhat of monopoly state-by-state right
now then if i'm getting that writing correct me if i'm wrong and we're trying
to your boesky's an expert on this at supper american progress
and also i think progress dot org
what i have a good idea of doing this anti trust that they were exempt from
the antitrust and
laws and that we should on exam them
is their health care industry doesn't seem that concerned about that
provisions
they're saying yeah it sure sure sure look were on board
even let lieberman support that provision
uh... so
is that move because all the regulations actually having state-by-state and
that's what's causing the many monopolies state-by-state no i i would
pay reinterpreted uppity *** trucked exemption on the democrat
income family discovered that they can from the public option
tutor to anti-trust uninsured
are exempt dot from the anti-trust exemption info i spoke to
identified lawyer david balto who also works at the center for american
progress make that
so you know what is there any other any studies about how much money dot
we could fade by removing the convention or
how this would affect insurers and he said no there aren't because there's so
concentrated the markets are so concentrated
even if you lifted
the exemptions nothing would happen effed up to be agencies apart the
federal agency that the fat orthopedic i think she's going to regulate the things
to end
port to come in and break up the monopoly
but right now it doesn't even matter because there's that they've been
intruders
so large in the market there so concentrated
that currently then i can buy rating in the anti-trust laws they don't need to
collude because they're so large
so i think you know that that issue unfortunately for the democrats
it's a bit of a red herring for that really doesn't save any money
you lift the exemption nothing happens it all depends on and how stringent
these agencies ongoing after
are moving in going after by later the violation to do occur
out you know i think we got we got to be a little weary of the anti-trust nine
yeah x as soon as no one really objected to it
and there was a lobbyist or the republicans that my check for that a lot
of the democrats or corporates
and i went to leverage and also what what she had not been looked antitrust
exemption
i know there was a fraud
but there's a little jacket computer-aided agreement drawn when when
the age of guiding confided permanent period but it's not a top priority
right so it bill we shouldn't get distracted by that article are great
information there you are
really appreciate you joining us on the other
great thank you
together young turks youtube channel
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