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You must carry minimum liability insurance to drive in the State of California.
But you should consider higher limits protect your assets and your family.
When you buy liability insurance, you are offered uninsured motorist coverage.
which protects you if the negligent driver has no insurance.
Don't waive this coverage even if your agent suggests it.
It's inexpensive, and if you don't have it when the need arises, it will cost you dearly.
Carry this at the same limit as your liability coverage.
And buy medical payment coverage to fully protect you and your loved ones.
I'm Laurence Mandell. Thanks for watching.
If you found this video helpful, please visit our website at Mandellaw.com
where you'll find other videos in this series.