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You're thinking about buying car insurance, and the one thing that you think about is,
is it all the same. My name is James, of Resurgence Group, we're a full service insurance agency
and we specialize in auto insurance. What I would suggest is sit down with a local agent,
or even if you do go on line, make sure that you're comparing apples to apples. The one
thing about insurance is that it really is not all the same, there are many companies
out there that will show you a low quote, but that's because they've stripped out all
of the policy limits. If you compare apples to apples, and you sit down with me, and you
sit down with an agent, they can give you all the different types of limits and spread
sheet it across the different carriers, so that you'll really know what premium you're
paying for each carrier. Each company is a little bit different on how they calculate
their premium, and then the other big thing is that, if you qualify for any discounts,
such as owning a home, or you've got multi car discount, you can actually, good driver
safety record, you can save premium based on that initial quote. So, even though you're
going to get a quote based for multiple carriers right away, there's still another hurdle that
you have to go through to see if you qualify for any discounts, and another big thing is
your track record, if you've got tickets or accident, and they put that into the program,
it's going to come back with a higher premium. So, you never quite know what, exactly, what
you're premium's going to be until it gets to, what they call, a point of sale. I would
suggest sitting down with an agent, and going over all these different types of policy limits,
and prices and premiums, and then you'll be able to make an intelligent decision, once
you get that final premium. My name is James, with the Resurgence Group, we specialize in
auto insurance, and I'm sure, theres an agent out there that specializes in auto insurance
that is willing to help you, and make sure that you get the best policy for the best
premium.