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***: Hello, I'm ***. Eric: And I'm Eric and we're the annuity guys.
***: Eric, are marketfree annuities too good to be true?
Eric: You know that's a great question, *** because my mother even call me after she
saw a couple of our videos and said
"this sounds a little too good to be true.
Does it really exist?" ***: Well, and you can kind of understand
and if it's first your time you heard about and I think that's what we've
experienced from folks that we've talked to
is this concern that... well to not lose money,
get gains and especially when it has
something tied to the index of the market. But not all marketfree annuities
are tied to the index
but a lot of them are; and they've been the popular ones that are talked
about a lot - a hybrid annuities and this type of thing.
It does sound a little bit too good to be true.
Eric: Right and here's the good news;
they're not too good to be true. They really do exist. You can get gains
without having any losses
and you know for a lot of retirees, that's the key aspect of what they want - something
that'll help them keep that growth going
better than what they're getting from the bank but yet not have to worry
about going backwards as market corrects itself.
***: Yes, and they're just like you say - their just simple,
conservative financial vehicles; and we'll talk more about them, get into more
detail and explain about the different ones that
are out there. So, I think I would say
that they're not too good to be true. Eric: I would agree