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THAT IS OURSTION ON THIS WEEK'S REAL MONEY. >> YOU KNOW, WHEN WE SAY THAT
WEEK'S REAL MONEY. >> YOU KNOW, WHEN WE SAY THAT TERM, FINANCES, PEOPLE THINK
>> YOU KNOW, WHEN WE SAY THAT TERM, FINANCES, PEOPLE THINK ABOUT THAT AS MAYBE PAYCHECK.
TERM, FINANCES, PEOPLE THINK ABOUT THAT AS MAYBE PAYCHECK. REALLY, IN A FAMILY, IT IS MUCH
ABOUT THAT AS MAYBE PAYCHECK. REALLY, IN A FAMILY, IT IS MUCH BIGGER THAN THAT.
REALLY, IN A FAMILY, IT IS MUCH BIGGER THAN THAT. >> THAT IS WHY IT IS IMPORTANT
BIGGER THAN THAT. >> THAT IS WHY IT IS IMPORTANT TO MAKE SURE THE RIGHT PERSON IS
>> THAT IS WHY IT IS IMPORTANT TO MAKE SURE THE RIGHT PERSON IS HANDLING THE FINANCES.
TO MAKE SURE THE RIGHT PERSON IS HANDLING THE FINANCES. WHEN YOU THINK ABOUT THAT, WE
HANDLING THE FINANCES. WHEN YOU THINK ABOUT THAT, WE HAVE TO THINK ABOUT TAXES.
WHEN YOU THINK ABOUT THAT, WE HAVE TO THINK ABOUT TAXES. MEDICAL BILLS.
HAVE TO THINK ABOUT TAXES. MEDICAL BILLS. AND INSURANCE.
MEDICAL BILLS. AND INSURANCE. POLICIES.
AND INSURANCE. POLICIES. ALL OF THOSE ENCOMPASS THE WHOLE
POLICIES. ALL OF THOSE ENCOMPASS THE WHOLE SPECTRUM OF FINANCES IN ADDITION
ALL OF THOSE ENCOMPASS THE WHOLE SPECTRUM OF FINANCES IN ADDITION TO THE MONTHLY BILLS THAT WE
SPECTRUM OF FINANCES IN ADDITION TO THE MONTHLY BILLS THAT WE PAY.
TO THE MONTHLY BILLS THAT WE PAY. AND PAYCHECKS AND THINGS OF THAT
PAY. AND PAYCHECKS AND THINGS OF THAT NATURE.
AND PAYCHECKS AND THINGS OF THAT NATURE. SO, THERE ARE A LOT OF THINGS
NATURE. SO, THERE ARE A LOT OF THINGS THAT WE HAVE TO LOOK AT WHEN WE
SO, THERE ARE A LOT OF THINGS THAT WE HAVE TO LOOK AT WHEN WE TALK ABOUT FINANCES IN THE
THAT WE HAVE TO LOOK AT WHEN WE TALK ABOUT FINANCES IN THE AGGREGATE.
TALK ABOUT FINANCES IN THE AGGREGATE. >> WELL, WHEN YOU HAVE, IF YOU
AGGREGATE. >> WELL, WHEN YOU HAVE, IF YOU SAW YOUR FAMILY, AS A BUSINESS,
>> WELL, WHEN YOU HAVE, IF YOU SAW YOUR FAMILY, AS A BUSINESS, OR CORPORATION, YOU THINK ABOUT
SAW YOUR FAMILY, AS A BUSINESS, OR CORPORATION, YOU THINK ABOUT IT LIKE THAT, SOMETIMES,
OR CORPORATION, YOU THINK ABOUT IT LIKE THAT, SOMETIMES, CORPORATIONS HAVE DIFFERENT
IT LIKE THAT, SOMETIMES, CORPORATIONS HAVE DIFFERENT PEOPLE WHO HANG DIFFERENT PARTS
CORPORATIONS HAVE DIFFERENT PEOPLE WHO HANG DIFFERENT PARTS OF THEIR ASSETS.
PEOPLE WHO HANG DIFFERENT PARTS OF THEIR ASSETS. >> RIGHT, RIGHT.
OF THEIR ASSETS. >> RIGHT, RIGHT. IN A FAMILY, THOUGH, WE, MANY
>> RIGHT, RIGHT. IN A FAMILY, THOUGH, WE, MANY TIMES DON'T MANAGE IT AT ALL.
IN A FAMILY, THOUGH, WE, MANY TIMES DON'T MANAGE IT AT ALL. >> YOU KNOW, YEARS AGO, THERE
TIMES DON'T MANAGE IT AT ALL. >> YOU KNOW, YEARS AGO, THERE WAS ASSUMPTION THAT MANY WOMEN
>> YOU KNOW, YEARS AGO, THERE WAS ASSUMPTION THAT MANY WOMEN HANDLED ALL OF THE FINANCES AND
WAS ASSUMPTION THAT MANY WOMEN HANDLED ALL OF THE FINANCES AND THAT CERTAINLY MAY HAVE BEEN THE
HANDLED ALL OF THE FINANCES AND THAT CERTAINLY MAY HAVE BEEN THE CASE AND IT MAY HAVE WORKED.
THAT CERTAINLY MAY HAVE BEEN THE CASE AND IT MAY HAVE WORKED. BUT TODAY, WE ARE SEEING A VERY
CASE AND IT MAY HAVE WORKED. BUT TODAY, WE ARE SEEING A VERY PROGRESSIVE SHIFT IN WHO SHOULD
BUT TODAY, WE ARE SEEING A VERY PROGRESSIVE SHIFT IN WHO SHOULD HANDLE THE FINANCES.
PROGRESSIVE SHIFT IN WHO SHOULD HANDLE THE FINANCES. ONE OF THE KEY FACTS IS, WHO IS
HANDLE THE FINANCES. ONE OF THE KEY FACTS IS, WHO IS FRUGAL?
ONE OF THE KEY FACTS IS, WHO IS FRUGAL? WHO WANTS TO DO IT EVEN?
FRUGAL? WHO WANTS TO DO IT EVEN? I MEAN, SOMETIMES PEOPLE JUST
WHO WANTS TO DO IT EVEN? I MEAN, SOMETIMES PEOPLE JUST DON'T WANT TO TAKE A TIME TO DO
I MEAN, SOMETIMES PEOPLE JUST DON'T WANT TO TAKE A TIME TO DO IT.
DON'T WANT TO TAKE A TIME TO DO IT. IT IS A LOT.
IT. IT IS A LOT. SO YOU HAVE TO REALLY HAVE A
IT IS A LOT. SO YOU HAVE TO REALLY HAVE A CONVERSATION ABOUT, ARE YOU GOOD
SO YOU HAVE TO REALLY HAVE A CONVERSATION ABOUT, ARE YOU GOOD AT HANDLING MONEY?
CONVERSATION ABOUT, ARE YOU GOOD AT HANDLING MONEY? CAN YOU PAY THE BILLS ON TIME?
AT HANDLING MONEY? CAN YOU PAY THE BILLS ON TIME? IT IS NOT JUST SOMETHING YOU DO
CAN YOU PAY THE BILLS ON TIME? IT IS NOT JUST SOMETHING YOU DO FOR HALF AN HOUR, ONCE A MONTH.
IT IS NOT JUST SOMETHING YOU DO FOR HALF AN HOUR, ONCE A MONTH. AND MANY CASES, YOU NEED TO LOOK
FOR HALF AN HOUR, ONCE A MONTH. AND MANY CASES, YOU NEED TO LOOK AT THIS WEEKLY.
AND MANY CASES, YOU NEED TO LOOK AT THIS WEEKLY. SO, YOU HAVE TO LOOK AT THOSE
AT THIS WEEKLY. SO, YOU HAVE TO LOOK AT THOSE KIND OF THINGS TO DETERMINE WHO
SO, YOU HAVE TO LOOK AT THOSE KIND OF THINGS TO DETERMINE WHO BEST IS IT THAT SHOULD HANDLE
KIND OF THINGS TO DETERMINE WHO BEST IS IT THAT SHOULD HANDLE MONEY.
BEST IS IT THAT SHOULD HANDLE MONEY. TODAY, MANY LACES, MEN ARE DOING
MONEY. TODAY, MANY LACES, MEN ARE DOING THE GREAT JOB IN HANDLING MONEY
TODAY, MANY LACES, MEN ARE DOING THE GREAT JOB IN HANDLING MONEY AND FINANCES.
THE GREAT JOB IN HANDLING MONEY AND FINANCES. >> I THINK IT IS WHERE SOME OF
AND FINANCES. >> I THINK IT IS WHERE SOME OF THE BIGGEST ARGUMENTS YOU CAN
>> I THINK IT IS WHERE SOME OF THE BIGGEST ARGUMENTS YOU CAN HAVE IS, WHEN YOU HAVE A SPENDER
THE BIGGEST ARGUMENTS YOU CAN HAVE IS, WHEN YOU HAVE A SPENDER AND A SAVER.
HAVE IS, WHEN YOU HAVE A SPENDER AND A SAVER. AND, THE SPENDER DOESN'T WANT TO
AND A SAVER. AND, THE SPENDER DOESN'T WANT TO GIVE THAT ROLE TO THIS SAVER.
AND, THE SPENDER DOESN'T WANT TO GIVE THAT ROLE TO THIS SAVER. YOU KNOW, BECAUSE, IT SEEMS TO
GIVE THAT ROLE TO THIS SAVER. YOU KNOW, BECAUSE, IT SEEMS TO BE FRICTION EVERY TIME YOU WANT
YOU KNOW, BECAUSE, IT SEEMS TO BE FRICTION EVERY TIME YOU WANT TO MAKE A PURCHASE.
BE FRICTION EVERY TIME YOU WANT TO MAKE A PURCHASE. DO YOU NEED THAT?
TO MAKE A PURCHASE. DO YOU NEED THAT? >> RIGHT.
DO YOU NEED THAT? >> RIGHT. >> IT CAN CREATE TENSION.
>> RIGHT. >> IT CAN CREATE TENSION. SO I THINK THAT ULTIMATELY
>> IT CAN CREATE TENSION. SO I THINK THAT ULTIMATELY SITTING DOWN SAYING, OKAY, IT IS
SO I THINK THAT ULTIMATELY SITTING DOWN SAYING, OKAY, IT IS GOING TO COST THAT SPENDER TO
SITTING DOWN SAYING, OKAY, IT IS GOING TO COST THAT SPENDER TO GIVE, YOU KNOW, 100% AND TRUST
GOING TO COST THAT SPENDER TO GIVE, YOU KNOW, 100% AND TRUST THE OTHER PERSON TO MAKE SOME
GIVE, YOU KNOW, 100% AND TRUST THE OTHER PERSON TO MAKE SOME IMPORTANT DECISIONS FOR THEM.
THE OTHER PERSON TO MAKE SOME IMPORTANT DECISIONS FOR THEM. >> THAT IS A VERY GOOD POINT.
IMPORTANT DECISIONS FOR THEM. >> THAT IS A VERY GOOD POINT. WHEN WE LOOK AT THIS WHOLE TRUST
>> THAT IS A VERY GOOD POINT. WHEN WE LOOK AT THIS WHOLE TRUST FACTOR, THAT IS REALLY CRITICAL
WHEN WE LOOK AT THIS WHOLE TRUST FACTOR, THAT IS REALLY CRITICAL WHEN YOU TALK ABOUT MANAGING
FACTOR, THAT IS REALLY CRITICAL WHEN YOU TALK ABOUT MANAGING MONEY.
WHEN YOU TALK ABOUT MANAGING MONEY. SOME PEOPLE MAKE MISTAKES.
MONEY. SOME PEOPLE MAKE MISTAKES. AND THEN, THEY DON'T WANT TO
SOME PEOPLE MAKE MISTAKES. AND THEN, THEY DON'T WANT TO ADMIT THAT THEY HAVE MADE THE
AND THEN, THEY DON'T WANT TO ADMIT THAT THEY HAVE MADE THE MISTAKES.
ADMIT THAT THEY HAVE MADE THE MISTAKES. WITHIN THE MONEY MANAGING
MISTAKES. WITHIN THE MONEY MANAGING SITUATION.
WITHIN THE MONEY MANAGING SITUATION. SOME PEOPLE MAY DO THINGS THAT
SITUATION. SOME PEOPLE MAY DO THINGS THAT THEY SHOULDN'T DO.
SOME PEOPLE MAY DO THINGS THAT THEY SHOULDN'T DO. MAYBE THEY TAKE EXTRA $15-$20 TO
THEY SHOULDN'T DO. MAYBE THEY TAKE EXTRA $15-$20 TO DO OTHER THINGS.
MAYBE THEY TAKE EXTRA $15-$20 TO DO OTHER THINGS. MAYBE BECAUSE THEY WANT TO
DO OTHER THINGS. MAYBE BECAUSE THEY WANT TO SURPRISE THE OTHER SPOUSE.
MAYBE BECAUSE THEY WANT TO SURPRISE THE OTHER SPOUSE. YOU ARE NOT SURPRISING ANYONE
SURPRISE THE OTHER SPOUSE. YOU ARE NOT SURPRISING ANYONE WHEN YOU ARE TAKING AWAY WITHOUT
YOU ARE NOT SURPRISING ANYONE WHEN YOU ARE TAKING AWAY WITHOUT THE OTHER KNOWING.
WHEN YOU ARE TAKING AWAY WITHOUT THE OTHER KNOWING. THESE ARE VERY TOUCHY ISSUES.
THE OTHER KNOWING. THESE ARE VERY TOUCHY ISSUES. AND THEY CAN CAUSE A LOT OF CON
THESE ARE VERY TOUCHY ISSUES. AND THEY CAN CAUSE A LOT OF CON STINNATION IN THE MARRIAGE
AND THEY CAN CAUSE A LOT OF CON STINNATION IN THE MARRIAGE BECAUSE YOU MAY FEEL, YOU ARE
STINNATION IN THE MARRIAGE BECAUSE YOU MAY FEEL, YOU ARE TRYING TO DO SOMETHING POSITIVE
BECAUSE YOU MAY FEEL, YOU ARE TRYING TO DO SOMETHING POSITIVE OTHER FEELS THAT THEY ARE NOT.
TRYING TO DO SOMETHING POSITIVE OTHER FEELS THAT THEY ARE NOT. SO YOU REALLY HAVE TO HAVE THESE
OTHER FEELS THAT THEY ARE NOT. SO YOU REALLY HAVE TO HAVE THESE CONVERSATIONS AND DETERMINE WHO
SO YOU REALLY HAVE TO HAVE THESE CONVERSATIONS AND DETERMINE WHO BEST TO DO IT.
CONVERSATIONS AND DETERMINE WHO BEST TO DO IT. AND SOMETIMES, IT MAY BE GOOD
BEST TO DO IT. AND SOMETIMES, IT MAY BE GOOD FOR SOMEONE TO DO IT FOR THE
AND SOMETIMES, IT MAY BE GOOD FOR SOMEONE TO DO IT FOR THE FIRST 4-45 YEARS.
FOR SOMEONE TO DO IT FOR THE FIRST 4-45 YEARS. THINGS MAY CHANGE.
FIRST 4-45 YEARS. THINGS MAY CHANGE. AND WHAT HAPPENS OFTEN IS, ONCE
THINGS MAY CHANGE. AND WHAT HAPPENS OFTEN IS, ONCE PEOPLE BEGIN TO REALIZE, BILLS
AND WHAT HAPPENS OFTEN IS, ONCE PEOPLE BEGIN TO REALIZE, BILLS ARE COMING IN.
PEOPLE BEGIN TO REALIZE, BILLS ARE COMING IN. WHEN YOU FIRST GET MARRIED, YOU
ARE COMING IN. WHEN YOU FIRST GET MARRIED, YOU MAY NOT HAVE A MORTGAGE, CAR
WHEN YOU FIRST GET MARRIED, YOU MAY NOT HAVE A MORTGAGE, CAR PAYMENT AND SCHOOL PAYMENTS AND
MAY NOT HAVE A MORTGAGE, CAR PAYMENT AND SCHOOL PAYMENTS AND ALL OF THE THINGS.
PAYMENT AND SCHOOL PAYMENTS AND ALL OF THE THINGS. BUT NOW, YOU HAVE TO MANAGE YOUR
ALL OF THE THINGS. BUT NOW, YOU HAVE TO MANAGE YOUR CHILD'S DAY CARE OR SCHOOL.
BUT NOW, YOU HAVE TO MANAGE YOUR CHILD'S DAY CARE OR SCHOOL. ALL OF THESE THINGS.
CHILD'S DAY CARE OR SCHOOL. ALL OF THESE THINGS. THOUSAND, WHO CAN DO THIS?
ALL OF THESE THINGS. THOUSAND, WHO CAN DO THIS? HOW COULD YOU DEAL WITH PEOPLE
THOUSAND, WHO CAN DO THIS? HOW COULD YOU DEAL WITH PEOPLE WHO MAY END UP CALLING YOUR HOME
HOW COULD YOU DEAL WITH PEOPLE WHO MAY END UP CALLING YOUR HOME ABOUT THOSE KIND OF THINGS THAT
WHO MAY END UP CALLING YOUR HOME ABOUT THOSE KIND OF THINGS THAT YOU HAVE?
ABOUT THOSE KIND OF THINGS THAT YOU HAVE? HOW DO YOU MANAGE ALL OF THAT?
YOU HAVE? HOW DO YOU MANAGE ALL OF THAT? A LOT OF PEOPLE REALLY NEED TO
HOW DO YOU MANAGE ALL OF THAT? A LOT OF PEOPLE REALLY NEED TO UNDERSTAND THIS IS ONE OF THE
A LOT OF PEOPLE REALLY NEED TO UNDERSTAND THIS IS ONE OF THE MOST FUNCTIONAL AREAS IN A
UNDERSTAND THIS IS ONE OF THE MOST FUNCTIONAL AREAS IN A MARRIAGE.
MOST FUNCTIONAL AREAS IN A MARRIAGE. THAT IS HOW TO DEAL WITH IT.
MARRIAGE. THAT IS HOW TO DEAL WITH IT. >> IF YOU START OUT, AMANDA, I
THAT IS HOW TO DEAL WITH IT. >> IF YOU START OUT, AMANDA, I LIKE WHAT YOU ARE SAYING.
>> IF YOU START OUT, AMANDA, I LIKE WHAT YOU ARE SAYING. THERE MAY BE A SPENDER.
LIKE WHAT YOU ARE SAYING. THERE MAY BE A SPENDER. ONE OF THE SPENDER, AND ONE IS A
THERE MAY BE A SPENDER. ONE OF THE SPENDER, AND ONE IS A SAVER.
ONE OF THE SPENDER, AND ONE IS A SAVER. FUNDAMENTALLY CONFLICT THERE.
SAVER. FUNDAMENTALLY CONFLICT THERE. >> RIGHT.
FUNDAMENTALLY CONFLICT THERE. >> RIGHT. RIGHT.
>> RIGHT. RIGHT. >> JUST BY NATURE.
RIGHT. >> JUST BY NATURE. >> BY NATURE.
>> JUST BY NATURE. >> BY NATURE. >> PROBABLY DIDN'T TALK ABOUT
>> BY NATURE. >> PROBABLY DIDN'T TALK ABOUT THAT WHEN COURTING.
>> PROBABLY DIDN'T TALK ABOUT THAT WHEN COURTING. >> THAT WAS THE KEY THING HERE.
THAT WHEN COURTING. >> THAT WAS THE KEY THING HERE. A LOTS OF PEOPLE DON'T EVEN KNOW
>> THAT WAS THE KEY THING HERE. A LOTS OF PEOPLE DON'T EVEN KNOW WHAT THEY ARE.
A LOTS OF PEOPLE DON'T EVEN KNOW WHAT THEY ARE. IN TERMS OF THE MARRIAGE.
WHAT THEY ARE. IN TERMS OF THE MARRIAGE. BECAUSE, THOUSAND, YOU HAVE MORE
IN TERMS OF THE MARRIAGE. BECAUSE, THOUSAND, YOU HAVE MORE MONEY.
BECAUSE, THOUSAND, YOU HAVE MORE MONEY. RIGHT?
MONEY. RIGHT? TYPICALLY, BECAUSE YOU HAD YOUR
RIGHT? TYPICALLY, BECAUSE YOU HAD YOUR OWN INCOME NOW YOU HAVE BOTH
TYPICALLY, BECAUSE YOU HAD YOUR OWN INCOME NOW YOU HAVE BOTH INCOMES.
OWN INCOME NOW YOU HAVE BOTH INCOMES. SO YOU HAVE MORE MONEY.
INCOMES. SO YOU HAVE MORE MONEY. YOU SOMETIMES ASSUME THAT YOU
SO YOU HAVE MORE MONEY. YOU SOMETIMES ASSUME THAT YOU CAN DO MORE THINGS.
YOU SOMETIMES ASSUME THAT YOU CAN DO MORE THINGS. AND SO YOU ARE RIGHT, HAVE YOU
CAN DO MORE THINGS. AND SO YOU ARE RIGHT, HAVE YOU TO FIGURE OUT WHO IS THE BEST AT
AND SO YOU ARE RIGHT, HAVE YOU TO FIGURE OUT WHO IS THE BEST AT DOING WHAT NEEDS TO BE DONE.
TO FIGURE OUT WHO IS THE BEST AT DOING WHAT NEEDS TO BE DONE. CONSISTENTLY AS WELL.
DOING WHAT NEEDS TO BE DONE. CONSISTENTLY AS WELL. >> I'M GOING TO BE TRANSPARENT
CONSISTENTLY AS WELL. >> I'M GOING TO BE TRANSPARENT HERE.
>> I'M GOING TO BE TRANSPARENT HERE. MY HUSBAND IS THE SAVER.
HERE. MY HUSBAND IS THE SAVER. I'M THE SPENDER.
MY HUSBAND IS THE SAVER. I'M THE SPENDER. I TELL YOU, WHAT HAS HAPPENED
I'M THE SPENDER. I TELL YOU, WHAT HAS HAPPENED OVER THE COURSE OF OUR MARRIAGE
I TELL YOU, WHAT HAS HAPPENED OVER THE COURSE OF OUR MARRIAGE IS, HE GAVE ME SOME THINGS THAT
OVER THE COURSE OF OUR MARRIAGE IS, HE GAVE ME SOME THINGS THAT I COULD BE IN CHARGE OF.
IS, HE GAVE ME SOME THINGS THAT I COULD BE IN CHARGE OF. AND, WHAT THAT DID, IT GAVE ME
I COULD BE IN CHARGE OF. AND, WHAT THAT DID, IT GAVE ME ENLIGHTENMENT AND A LITTLE MORE
AND, WHAT THAT DID, IT GAVE ME ENLIGHTENMENT AND A LITTLE MORE RESPONSIBILITY.
ENLIGHTENMENT AND A LITTLE MORE RESPONSIBILITY. SO NOW I'M LIKE, THINKING BEFORE
RESPONSIBILITY. SO NOW I'M LIKE, THINKING BEFORE SPENDING MUCH YOU KNOW, BECAUSE
SO NOW I'M LIKE, THINKING BEFORE SPENDING MUCH YOU KNOW, BECAUSE YOU DO.
SPENDING MUCH YOU KNOW, BECAUSE YOU DO. YOU SEE THAT THING AND YOU ARE
YOU DO. YOU SEE THAT THING AND YOU ARE LIKE, THE KIDS NEED THIS OR
YOU SEE THAT THING AND YOU ARE LIKE, THE KIDS NEED THIS OR WHATEVER.
LIKE, THE KIDS NEED THIS OR WHATEVER. IT IS LIKE, I'M GOING TO GO GET
WHATEVER. IT IS LIKE, I'M GOING TO GO GET IT AND THOUGHT THINKING ABOUT
IT IS LIKE, I'M GOING TO GO GET IT AND THOUGHT THINKING ABOUT IT.
IT AND THOUGHT THINKING ABOUT IT. WHEN YOU GET A BILL, OR YOU ARE
IT. WHEN YOU GET A BILL, OR YOU ARE THE ONE WHO IS LOOKING AT THE
WHEN YOU GET A BILL, OR YOU ARE THE ONE WHO IS LOOKING AT THE BANK ACCOUNT, YOU KNOW, YOU ARE
THE ONE WHO IS LOOKING AT THE BANK ACCOUNT, YOU KNOW, YOU ARE LIKE, I SHOULDN'T HAVE DONE
BANK ACCOUNT, YOU KNOW, YOU ARE LIKE, I SHOULDN'T HAVE DONE THAT.
LIKE, I SHOULDN'T HAVE DONE THAT. IT CREATES ACCOUNTABILITY WITH
THAT. IT CREATES ACCOUNTABILITY WITH MYSELF.
IT CREATES ACCOUNTABILITY WITH MYSELF. THAT I AM, SO, YOU KNOW, HOWEVER
MYSELF. THAT I AM, SO, YOU KNOW, HOWEVER IT WORKS IN A PERSON'S FAMILY.
THAT I AM, SO, YOU KNOW, HOWEVER IT WORKS IN A PERSON'S FAMILY. BUT I THINK IT IS GREAT FOR THAT
IT WORKS IN A PERSON'S FAMILY. BUT I THINK IT IS GREAT FOR THAT RESPONSIBILITY BOTH OF THEM TO
BUT I THINK IT IS GREAT FOR THAT RESPONSIBILITY BOTH OF THEM TO EXPERIENCE THAT.
RESPONSIBILITY BOTH OF THEM TO EXPERIENCE THAT. IT IS NOT, YOU KNOW, ONE PERSON
EXPERIENCE THAT. IT IS NOT, YOU KNOW, ONE PERSON DOING IT ALL AND THE OTHER
IT IS NOT, YOU KNOW, ONE PERSON DOING IT ALL AND THE OTHER PERSON IN SPITE OF.
DOING IT ALL AND THE OTHER PERSON IN SPITE OF. >> RIGHT, RIGHT.
PERSON IN SPITE OF. >> RIGHT, RIGHT. >> THAT IS TRUE.
>> RIGHT, RIGHT. >> THAT IS TRUE. AND, WHOMEVER IS DOING IT, STILL
>> THAT IS TRUE. AND, WHOMEVER IS DOING IT, STILL NEEDS TO COMMUNICATE AT LEAST
AND, WHOMEVER IS DOING IT, STILL NEEDS TO COMMUNICATE AT LEAST MONTHLY TO THE OTHER SPOUSE
NEEDS TO COMMUNICATE AT LEAST MONTHLY TO THE OTHER SPOUSE ABOUT WHAT IS GOING ON
MONTHLY TO THE OTHER SPOUSE ABOUT WHAT IS GOING ON FINANCIALLY BECAUSE THERE ARE
ABOUT WHAT IS GOING ON FINANCIALLY BECAUSE THERE ARE SHIFTS THAT OCCUR.
FINANCIALLY BECAUSE THERE ARE SHIFTS THAT OCCUR. BUT YOU WANT TO MAKE SURE THAT
SHIFTS THAT OCCUR. BUT YOU WANT TO MAKE SURE THAT EVERYONE IS IN TUNE TO WHAT IS
BUT YOU WANT TO MAKE SURE THAT EVERYONE IS IN TUNE TO WHAT IS GOING ON.
EVERYONE IS IN TUNE TO WHAT IS GOING ON. FOR EXAMPLE, WHEN WE EAT, WE
GOING ON. FOR EXAMPLE, WHEN WE EAT, WE OFTEN SAY, WHAT WOULD YOU LIKE
FOR EXAMPLE, WHEN WE EAT, WE OFTEN SAY, WHAT WOULD YOU LIKE FOR DINNER?
OFTEN SAY, WHAT WOULD YOU LIKE FOR DINNER? I MEAN, YOU HAVE AN IDEA.
FOR DINNER? I MEAN, YOU HAVE AN IDEA. THAT IS THE SAME KIND OF THING
I MEAN, YOU HAVE AN IDEA. THAT IS THE SAME KIND OF THING YOU HAVE TO DO.
THAT IS THE SAME KIND OF THING YOU HAVE TO DO. WHAT DO WE NEED TO DO?
YOU HAVE TO DO. WHAT DO WE NEED TO DO? WHERE ARE WE AT?
WHAT DO WE NEED TO DO? WHERE ARE WE AT? ARE WE MEETING GOALS AND
WHERE ARE WE AT? ARE WE MEETING GOALS AND OBJECTIVES.
ARE WE MEETING GOALS AND OBJECTIVES. SET GOALS AND OBJECTIVES.
OBJECTIVES. SET GOALS AND OBJECTIVES. A LOT OF PEOPLE DON'T TO THAT.
SET GOALS AND OBJECTIVES. A LOT OF PEOPLE DON'T TO THAT. THEY DON'T HAVE ANYTHING TO
A LOT OF PEOPLE DON'T TO THAT. THEY DON'T HAVE ANYTHING TO ASPIRE TO WITH REGARDS TO
THEY DON'T HAVE ANYTHING TO ASPIRE TO WITH REGARDS TO FINANCES.
ASPIRE TO WITH REGARDS TO FINANCES. >> I SAW A STATISTIC THAT I
FINANCES. >> I SAW A STATISTIC THAT I THINK THAT THIS STATISTIC SAID,
>> I SAW A STATISTIC THAT I THINK THAT THIS STATISTIC SAID, 80% OF AMERICANS LIVE PAYCHECK
THINK THAT THIS STATISTIC SAID, 80% OF AMERICANS LIVE PAYCHECK TO PAYCHECK.
80% OF AMERICANS LIVE PAYCHECK TO PAYCHECK. >> ABSOLUTELY TRUE.
TO PAYCHECK. >> ABSOLUTELY TRUE. >> SOMETHING IN THAT LINE.
>> ABSOLUTELY TRUE. >> SOMETHING IN THAT LINE. SO WHEN YOU ARE DOING THAT, IT
>> SOMETHING IN THAT LINE. SO WHEN YOU ARE DOING THAT, IT IS VERY DIFFICULT TO TAKE THE
SO WHEN YOU ARE DOING THAT, IT IS VERY DIFFICULT TO TAKE THE TIME TO GO BACK AND SAY, WELL,
IS VERY DIFFICULT TO TAKE THE TIME TO GO BACK AND SAY, WELL, LET'S START ALL OVER.
TIME TO GO BACK AND SAY, WELL, LET'S START ALL OVER. I THINK YOU CAN DO IT.
LET'S START ALL OVER. I THINK YOU CAN DO IT. TAKE THAT TIME.
I THINK YOU CAN DO IT. TAKE THAT TIME. SAY, WELL, WE ARE IN A HOLE.
TAKE THAT TIME. SAY, WELL, WE ARE IN A HOLE. WE ARE SPENDING MORE THAN WE ARE
SAY, WELL, WE ARE IN A HOLE. WE ARE SPENDING MORE THAN WE ARE MAKING.
WE ARE SPENDING MORE THAN WE ARE MAKING. WE ARE BREAKING EVEN.
MAKING. WE ARE BREAKING EVEN. LET'S DO SOMETHING ABOUT THAT.
WE ARE BREAKING EVEN. LET'S DO SOMETHING ABOUT THAT. LET'S MAKE A PLAN.
LET'S DO SOMETHING ABOUT THAT. LET'S MAKE A PLAN. LET'S TALK.
LET'S MAKE A PLAN. LET'S TALK. LET'S REVIEW ON A MONTHLY BASIS,
LET'S TALK. LET'S REVIEW ON A MONTHLY BASIS, BUT MAYBE EVEN ON A WEEKLY BASIS
LET'S REVIEW ON A MONTHLY BASIS, BUT MAYBE EVEN ON A WEEKLY BASIS HOW THAT PLAN IS GOING.
BUT MAYBE EVEN ON A WEEKLY BASIS HOW THAT PLAN IS GOING. THEN, LET'S HOLD EACH OTHER
HOW THAT PLAN IS GOING. THEN, LET'S HOLD EACH OTHER ACCOUNTABLE BECAUSE WE HAVE TO
THEN, LET'S HOLD EACH OTHER ACCOUNTABLE BECAUSE WE HAVE TO GET OUT OF DEBT.
ACCOUNTABLE BECAUSE WE HAVE TO GET OUT OF DEBT. >> AND NOT DOING THAT, DON AND
GET OUT OF DEBT. >> AND NOT DOING THAT, DON AND AMANDA, WILL ONLY EXACERBATE THE
>> AND NOT DOING THAT, DON AND AMANDA, WILL ONLY EXACERBATE THE SITUATION.
AMANDA, WILL ONLY EXACERBATE THE SITUATION. SO, IT DOESN'T GO AWAY, THIS IS
SITUATION. SO, IT DOESN'T GO AWAY, THIS IS NOT GOING TO GO AWAY.
SO, IT DOESN'T GO AWAY, THIS IS NOT GOING TO GO AWAY. WHEN YOU OWE TAXES, THEY DON'T
NOT GOING TO GO AWAY. WHEN YOU OWE TAXES, THEY DON'T GO AWAY.
WHEN YOU OWE TAXES, THEY DON'T GO AWAY. >> THEY DON'T COME WHACK AND
GO AWAY. >> THEY DON'T COME WHACK AND SAY, THAT IS OKAY.
>> THEY DON'T COME WHACK AND SAY, THAT IS OKAY. I CAN DO ANYTHING, BROTHER.
SAY, THAT IS OKAY. I CAN DO ANYTHING, BROTHER. GOD CAN DO ANYTHING.
I CAN DO ANYTHING, BROTHER. GOD CAN DO ANYTHING. BUT IT IS BETTER FOR US TO BE
GOD CAN DO ANYTHING. BUT IT IS BETTER FOR US TO BE PLANNED.
BUT IT IS BETTER FOR US TO BE PLANNED. >> ABSOLUTELY.
PLANNED. >> ABSOLUTELY. WE MAKE THE PLAN AND GOD DIRECTS
>> ABSOLUTELY. WE MAKE THE PLAN AND GOD DIRECTS OUR STEPS.
WE MAKE THE PLAN AND GOD DIRECTS OUR STEPS. THANK YOU FOR BEING WITH US.
OUR STEPS. THANK YOU FOR BEING WITH US. >> GOD BLESS YOU.
THANK YOU FOR BEING WITH US. >> GOD BLESS YOU. >> MY PLEASURE.
>> GOD BLESS YOU. >> MY PLEASURE. WE'LL HAVE YOU BACK.
>> MY PLEASURE. WE'LL HAVE YOU BACK. >> THANK YOU SO MUCH