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Worker's compensation.
If you've been injured in the course of your employment
irregardless as to whether or not it's your fault
you would be eligible to collect worker's compensation if you're going to
be out for more than just a few days.
Insurance company have to pay for several things
if you've been injured in the course of your employment. Again, it can be your
fault or no one's fault
or your employer's fault and you're still going to be eligible for workers
compensation based on workers compensation statutes.
First, insurance company has to pay for all reasonably related medical bills.
physical therapy, orthopedic doctors,
any type of doctor, chiropractic that you feel you need massage therapy they
have to pay for.
Secondly, they have to pay a percentage of your lost income
or a percentage of what they call your average weekly wage.
Thirdly, if you have any permanent scarring or loss of function
insurance company has to pay for that.
Loss of function as the earth you have a body part that doesn't fully heal
and there's some residual
function loss,
the insurance company has to give you money for that.
Another thing the insurance company has to pay for if you're injured at work
is for vocational rehabilitation.
If you are unable to go back to your normal job because your injury
then you are eligible to have the insurance company pay for you to be
retrained
to learn another profession or occupation.
Sometimes we can get people money in what they call a lump-sum settlement.
If you are able to go back to work
at the type of work that you were doing
the insurance companies (in some instances) will give you a lump sum settlement.
We get twenty percent of fee if you've been injured in the course
of your employment and we are able to get you a lump sum settlement.
We don't charge you any costs during the course of your case.
Even if we have to go to court to get you on
workers compensation
or to get you money for scarring or loss of function, the insurance company
pays
our fees. So you never have to pay a lawyer if you
are injured at work.
Also, if you are eligible for social security disability if you're not only
unable to return your own job
which are unable to do any type of work in your what they call permanently and
totally disabled
you may be eligible for social security disability benefits in addition to
workers' compensation benefits.
Another thing you may be eligible for is what they call a third-party claim
that means if you were injured in the negligence of big third-party not your
employer or coworker
a person who does not work for
is involved with your company.
A perfect example would be: if truck driver is driving down the street and
gets rear-ended
by another truck, and is injured
he obviously can collect worker's compensation
but he would also have what they call a third party negligence claim
which also pays for pain and suffering
and other things against the insurance company for that other truck driver.
So, if you've been injured at work
and you're thinking of hiring a lawyer, please feel free to contact us or call us
we'll be happy to talk to you
and thank you for listening