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Good afternoon everybody, I'd like to update for 2013. We had a wonderful year as you may
know. Our aggressive portfolio was up over 33 percent. We've made some changes going
forward in 2014, we're going to overweight Europe. We're going to underweight the healthcare
sector, continue to overweight financials and technology. We look for about a 10 to
15 percent return on our aggressive portfolio for 2014 and we appreciate the confidence
and support you've given us this past year. Thank you very much.