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Welcome to our LAW OFFICES!
We strive to provide all of our clients with high quality Bankruptcy legal representation
at reasonable rates. We understand filing for Bankruptcy is an important decision, and
we take the time to ensure it is done properly and assist, advise and guide you at every
step in the process.
Whether you need relief from garnishment, credit card debt, medical bills or the constant
harassment from your creditors, Bankruptcy may be an option to help you get a fresh financial
start.
Over the years the U.S. bankruptcy code has seen many changes. The most extensive amendments
were made through the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 or BAPCPA.
Part of those changes included a mandatory credit counseling briefing prior to filing
bankruptcy and a debtor education course before receiving a discharge for all bankruptcy filers.
This counseling process can be completed over the phone, or online, and actually provides
valuable financial information that can help consumers understand how to avoid financial
difficultly in the future.
Your attorney can help you examine your current financial circumstances and evaluate whether
filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy may give you a fresh financial
start.