Tip:
Highlight text to annotate it
X
HDEx
tra
traxtraHD-ExtraHDExtraHDExtraHDD
HD♪♪Extr
>>Lindsay: WELCOME BACK TO
"DAYTIME," EVERYONE.
WE ARE JOINED BY KELLY
DIEDRING-HARRIS AND PETER OVER
HERE.
HE IS A RESCUE OR CAN BE
RESCUED.
WE'LL GET TO THAT IN A SECOND.
FIRST, IF YOU'VE EVER HAD A PET
THAT HAS HAD A SERIOUS HEALTH
PROBLEM, YOU KNOW HOW EXPENSIVE
TREATMENT AND VETERINARY COSTS
CAN BE.
WILL PET HEALTH INSURANCE COVER
THOSE COSTS?
THERE SEEMS TO BE CONFUSION AND
QUESTIONS ABOUT PET HEALTH
INSURANCE.
THAT'S WHY OUR QUEEN OF THE
JUNGLE HERE, KELLY
DIEDRING-HARRIS CAN ANSWER SOME
OF THE QUESTIONS AND DISPEL SOME
OF THE MYTHS.
>> ABSOLUTELY.
THERE ARE MYTHS ABOUT PET HEALTH
INSURANCE.
IT CAME OUT BACK IN THE '
90s.
IT WASN'T THE BEST PURCHASE.
BUT NOW IT'S EVOLVED AND SO PET
HEALTH INSURANCE IS ESSENTIAL,
IN MY OPINION, FOR ANYBODY THAT
OWNS A PET.
AND AS AMERICANS, WE TREAT OUR
PETS LIKE MEMBERS OF THE FAMILY
AND HOW CAN YOU THINK OF NOT
HAVING HEALTH INSURANCE FOR A
MEMBER OF YOUR FAMILY?
>>Lindsay: I CAN'T.
I RECENTLY WENT THROUGH A
SERIOUS HEALTH ISSUE WITH MY
DOG, AND IT COST ME A COLLEGE
TUITION, LET'S JUST SAY.
IT'S VERY WELL WORTH IT TO GET
IT.
HOW MANY PEOPLE ARE -- HOW MANY
PET OWNERS ARE GETTING PET
HEALTH INSURANCE?
>> WELL, IN EUROPEAN COUNTRIES,
WHERE THEY LOVE THEIR PETS JUST
LIKE WE DO, 30 TO 50 PERCENT OF
PET OWNERS HAVE PET HEALTH
INSURANCE.
HERE IN THE STATES, ONLY ONE
PERCENT OF PET OWNERS HOLD PET
HEALTH INSURANCE.
THERE IS A NEW COMPANY CALLED
PROTECT YOUR BUBBLE.
PART OF THEIR MISSION IS TO
EDUCATE PEOPLE ABOUT PET HEALTH
INSURANCE.
THEY ARE THINKING, WOW, PEOPLE
JUST DON'T REALLY UNDERSTAND THE
BENEFITS.
NUMBER ONE PET HEALTH INSURER
PROVIDER IN THE UK.
THEY'VE COME TO THE STATES AND
SAID WE REALLY HAVE TO GET THE
MESSAGE OUT THERE.
>>Lindsay: LET'S TALK ABOUT SOME
OF THE MYTHS.
A LOT OF PEOPLE SAY, HEY, PET
HEALTH INSURANCE, TOO EXPENSIVE.
>> IT USED TO BE.
NOWADAYS, YOU CAN GET A PET
HEALTH INSURANCE POLICY FOR
$30 OR EVEN LESS PER MONTH.
SO IT JUST DEPENDS.
YOU REALLY GOT TO DO YOUR
HOMEWORK.
THERE ARE A LOT OF OPTIONS OUT
THERE, BUT 92% OF EVERY PET IN
AMERICA WILL HAVE A SEVERE
ACCIDENT OR EMERGENCY IN THEIR
LIFETIME.
IF YOU CAN IMAGINE, IT'S WELL
WORTH IT FOR $30 A MONTH.
>>Lindsay: $30 A MONTH IS MUCH
CHEAPER THAN THOUSANDS OF
DOLLARS AT THE VET HOSPITAL.
PET INSURANCE, THIS IS ANOTHER
MYTH, IS ONLY FOR SICK PETS.
IT HELPS HEALTHY PETS AS WELL.
>> OH, MY GOSH, ABSOLUTELY.
THE PROBLEM IS, PEOPLE THINK
YOUR DOG HAS TO BE SICK TO NEED
INSURANCE.
WE WOULDN'T THINK ABOUT THAT
WITH OURSELVES.
WE DON'T HAVE TO BE SICK TO KNOW
THAT OUR HEALTH IS INSURED IN
CASE WE DO GET SICK.
SO THAT'S A PROBLEM.
PROTECT YOUR BUBBLE, ON THEIR
WEB SITE, THEY HAVE EVERYING
LAID OUT, VERY EASY TO
UNDERSTAND.
SO IF YOU'RE OUT THERE AND
YOU'VE EVER LOOKED AT A HEALTH
INSURANCE POLICY AND YOU'VE BEEN
OVERWHELMED, IT'S VERY DIFFERENT
NOW.
YOU CAN READ IT.
YOU UNDERSTAND WHAT'S IN EACH
POLICY.
IT'S NOT TOO EXPENSIVE, AND THAT
WAY YOU PICK THE RIGHT PLAN FOR
YOUR PET.
>>Lindsay: AGAIN, YOU CAN TAILOR
IT A
CCORDING TO YOUR NEEDS AND
YOUR PET'S NEEDS AS WELL.
HERE IS ANOTHER MYTH.
PET INSURANCE HAS TOO MANY
EXCLUSIONS TO BE WORTH IT.
>> YEAH, PEOPLE DO THINK THAT.
AND I DO THINK WHEN IT FIRST
CAME OUT, WE'RE KIND OF STILL
STUCK IN THAT MIND-SET, THERE
PROBABLY WERE TOO MANY
EXCLUSIONS, BUT NOWADAYS THERE
AREN'T.
AND CERTAIN PLANS WILL EVEN PAY
FOR BEHAVIORISTS IF YOUR DOG IS
AGGRESSIVE, PROTECT YOUR BUBBLE
HAS PLANS THAT WILL PAY FOR
BEHAVIORIST TO TRAIN THEM.
AND COVER THEM.
ALTERNATIVE THERAPIES LIKE
CHIROPRACTIC MEDICINE OR
PECULIAR ARE
COVERED UNDER
CERTAIN PLANS.
SO THERE REALLY AREN'T TOO MANY
EXCLUSIONS.
IF YOU RESCUE A DOG, AND THAT'S
WHY WE BROUGHT PETER, BECAUSE
PETER IS AVAILABLE FOR ADOPTION
THROUGH MIN-PIN RESCUE OF
FLORIDA.
YOU CAN FIND -- IF YOU RESCUE A
PET, MAKE SURE YOU ENSURE THEM
RIGHT AWAY.
THEY HAVE NO PRIOR HISTORY WHEN
YOU RESCUE A PET, SO THEN
EVERYTHING IS COVERED FROM THAT
POINT ON.
>>Lindsay: WHETHER YOU RESCUE A
PET, WHICH WE LOVE OR IF YOU GET
THEM FROM A BREEDER.
>> GET YOUR INSURANCE AS A PUPPY
OR RIGHT WHEN YOU RESCUE THEM.
THAT'S REALLY GOING TO SAVE THE
DAY WHEN THEY HAVE AN ACCIDENT
OR EMERGENCY.
>>Lindsay: CAN YOU PICK YOUR OWN
VET, THOUGH, WITH PET HEALTH
INSURANCE?
>> GREAT QUESTION.
USED TO BE YOU COULDN'T.
NOWADAYS, ANY LICENSED
VETERINARIAN, ESPECIALLY WITH
THE PROTECT YOUR BUBBLE PLAN,
ANY LICENSED VETERINARIAN WILL
ACCEPT THAT INSURANCE.
ALSO, IN CANADA OR ACROSS THE
UNITED STATES, SAY YOU'RE
TRAVELING AND YOUR PET GETS OUT
AND GETS INJURED, ANY LICENSED
VETERINARIAN AND THEY WILL TAKE
THE INSURANCE.
>>Lindsay: WOW.
IT'S NOT A HASSLE.
EITHER TO GET PET HEALTH
INSURANCE, PET IS EVER COULDED,
EVERYTHING IS WONDERFUL.
>> IT REALLY ISN'T A HASSLE.
PEOPLE USED TO THINK,
GOSH, A
HASSLE.
I KNOW, PETER, YOU WANT THAT
TREAT.
THE TRUTH IS, ANYTHING FOR A
TREAT.
THE TRUTH IS, IT REALLY ISN'T A
HASSLE.
HERE IS THE HASSLE, SEVERAL
THOUSAND DOLLAR VETERINARY BILL
WHEN YOU HAVEN'T BUDGETED FOR
IT.
THAT TO ME IS MORE OF A HASSLE.
>>Lindsay: LET ME TELL YOU, I'VE
BEEN THROUGH THAT HASSLE MANY
TIMES.
>> WE ALL HAVE.
IT'S ONE OF THE LESSONS WE LEARN
AND YOU GO, OKAY, WHERE IS MY
PET HEALTH INSURANCE.
>>Lindsay: LET'S GET PET HEALTH
INSURANCE.
MAKE SURE THEY ARE AROUND FOR A
WHILE.
KELLY DIEDRING-HARRIS, ALWAYS
GOOD TO HAVE YOU HERE.
WE'LL BE BACK WITH MORE