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bob in Riverview Florida hey Bob hi Tom
I farm I think you're way off base on this auto liability years insurance
Ryan you replied to gunmen going usage
gun gun owners yes gun owners
well all liability insurance is strictly for negligence if somebody is sloppy
with their driving negligently causing injury
sonora liability coverage covers and it's very very limited
up I believe the maximum are
mandatory liability is about twenty-five to fifty thousand
I used to have a million dollar liability policy when I owned a car
that's correct this because you want to the millions
all year so you're talking about the the legal mandatory minimum yeah it actually
very some state to state I I'm pretty sure I lived in vermont the legal
mandatory minimum was fifty fifty grand but
it didn't cost that much more was like an extra you know white male forty
dollars a year to take it up to a million dollars and so I figured what
the heck
but right um why why
not come you know I A are you rejecting the idea
our writer are you saying that we need to fine-tune the idea so that it the
liability insurance that applies to guns
number reflects the true damage the guns can do it would definitely have to be
fine-tuned
on I agree auto auto insurance is for negligence
begun the gun damages intention of
and most insurance companies don't like the cover intentional act
well yes and no the the
if if I i know somebody who
hit somebody and kill them and nationally
not intentionally now on right and his insurance company was sued by that
person and and paid
I mean you know sure but it was intentional about a person's family
would likely be denied insurance coverage
okay well that's a loophole that you have to take out I've
the gun insurance a yeah and and the other problem with farms
all I feel it's a huge loophole
is saw in 2005 Congress passed
argon act they gave liability
gun manufacturers are immunity from liability
to manufacture you're right and that needs to be undone to
I tote I totally agree about so that so that the courts can
meanness you know the libertarians you say what would you replace regulations
when they say
the courts you know what people sue and then and then they go out and say but
let's not have any liability for gun manufacturers out that that's crazy
until there with you bob thank you for the call on and for your thoughts