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NARRATOR: Hey, what's your number?
Nah, not your phone number— your credit score.
To get the things you need... and want,
you need your credit score to be as high as it can be.
It's like your own personal financial rating.
Your credit score reflects who you are—
your purchasing power, your payment history.
And if you get too much credit too fast,
that's no good either.
A bad credit score
can stop you from getting an apartment,
a car,
or even money for college.
So, how are you going to build a good credit score?
Keep your spending under 30% of your limit.
Always pay on time.
Even if you can't pay in full, send what you can.
And never get too much credit too quickly.
Only you know what you can handle.
The credit history that you're building right now
will be with you for the rest of your life.
Your future you thanks you.
So, what's your number?