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Hi, this is Chuck Boyk again. An initial question I'm often asked is,
should I sign the medical authorizations that are sent to me by
the insurance adjuster? The answer is
absolutely not. So what's going on here? The insurance
company signs you a medical authorization and
if you sign the medical authorization, then titles the
insurance company to get all your medical records, all your medical records
out of this accident and all the medical records
that you've ever had your entire life. So what does that mean?
If you have any sort of personal confidential medical issues,
psychological issues, gynecological issues,
sexually transmitted diseases, or
family problems, all of that is going to be
in your medical records, so in effect
you've kind of waved your doctor-patient privilege.
A better thing to do is to allow your attorney
to order up your medical records then you and the attorney
can discuss the medical records up front
so you can make an informed decision as far as
what medical records are given to the insurance adjuster
and if there's any sort of confidential information we
together, the client and the attorney, can go to the court
and ask for an in camera inspection so we do not have to release those medical
records
to the insurance company in the other side.