Welcome to this course on introduction to risk management. All types of organizations, face with the some form of risks, which may affect their chance of success. Understanding the risks, and...
If I had a client that was trying to decide between an adjustable-rate mortgage and a fixed rate mortgage, basically the first question ask them is how long are they planning on being in the property....
So my first contact with a new homebuyer or people who are moving up to their second home is typically to get pre-approved for that next mortgage. With current homeowners, a lot of times they have not...
I still regularly sell adjustable rate mortgage products to my clients and I think that there is some misnomer as to what an adjustable rate product is as a result of what happened with the mortgage...
I've long been an advocate of people being pre-approved for a mortgage. The pre-approval process when you work with me really involves two things. The first is to figure out how much you...
I've been working with jumbo borrowers for nearly as long as I've been in the mortgage industry. I've worked with partners of law firms and other professionals who have large...
So you're been wondering how to get rid of PMI of private mortgage insurance on an existing loan. No problem, I'll tell you how. Hi my name is Adriel Torres. I'm the owner of...
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Hi, how to obtain a mortgage loan without paying PMI or private mortgage insurance. That's going to be the topic of today's discussion. My name's Adriel Torres. I'm the...
Hey Everyone it's Darren Copeland, Your Local Mortgage Expert. Have you ever heard of the term PMI? It stands for Premium Mortgage Insurance. PMI occurs when a buyer doesn't put down...

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Asian equities opened the week broadly lower, following the late selloff in the DOW last week: with The Nikkei dropping over 200 points. Better than expected Chinese manufacturing data released over...