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What is Medigap in Louisiana? Medigap helps fill in the financial gaps where Medicare
leaves off.In most cases Medicare pays about eighty percent of your medical expenses leaving
you a gap, a MEDIGAP. A Medigap Plan focuses on out of pocket exspenses such as copayments,
coinsurance, and deductibles of Medicare Part A and B! Medicare has several parts for coverage.
Part A, Part B, Part C, And Part D. and the Medigap Plans. Once an individual turns 65
they may qualify for certain Medicare benefits and services. Medigap Insurance can start
as soon as Part B coverage is in place. Medicare Part A helps cover against catastrophic events,
in patient care in hospital, skilled nursing facility, hospice, and home health care. An
average knee replacement, hip replacement or heart attack can cost you forty thousand
dollars or more, in most cases leaving you with eight thousand dollars or more to pay.
Medigap can help cover that risk for you. Medicare Part B helps cover doctors, and other
health care provider services, hospital out patient care, durable medical equipment, and
home health care. Also many preventive services to help maintain your health, and keep certain
illnesses from getting worse. Part D medicare helps lower and cover your drug prescription
costs. Lets not forget about Part C. Part C OR Medicare advantage health plan options
run by medicare approved, private insurance companies, offer benefits and services covered
in Part A, Part B, and usually Part D. Some of these ADVANTAGE plans may offer extra benefits
for extra costs. And may offer maximum coverage with no need for additional supplement. But
for those that do, get Maximum coverage with Medigap. Feel free to pause the video to view
some basic Medigap plans in Louisiana.