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bjbjs Carrie's Caveats August 2012 Know Your Home Loan Welcome to this month s edition
of Carrie s caveats. So, things not to do. Every client that I met with I go through
the ten things not to do or we call them the do not s of the loan process. These are things
that we defined for you that if you follow this roadmap we put in place, you are way
less likely to have bumps in the road. One of those things that has become truly important
is that you not change your job throughout the loan process. So last month, I had a gentleman
who announced to me at the time of purchase agreement, just following purchase agreement,
that he was starting a new job the next week and he was closing inside of three weeks.
That poses a potential issue not only for you closing on time but for us in verifying
new employment, getting paycheck stubs because you have to consider things like you won t
get a paycheck stub quite possibly until after you were scheduled to close if you have a
situation like that. What I had said to this client and I appreciated him letting me know,
we were able to close on time. Yay! Very excited about that. However, it was more stressful
for him and of course, for the loan process. Everything was rushed and didn t go the way
that we would love for things to go for you throughout the loan process. When I say do
not, what I really want to impress upon clients is let us know. Let us know in advance of
a change so that we can prepare. I assure you throughout the lending process, there
s very little we won t uncover. So, just let us know in advance so we can help make this
process smooth for you. PAGE \* MERGEFORMAT {jb^b^b^b^ gdd= gdQD =(K& =al- 4vfa 0%M0 theme/theme/_rels/themeManager.xml.rels
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