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Hey Everyone it's Darren Copeland your local Mortgage Expert. In our continued series of
Mortgage 101 we're going to talk about the Documents we'll need in order to get you qualified.
Yes the amount of documents need in order to qualify has increased the past few years,
however, by knowing upfront what you need we can make this process a lot easier for
you as your looking to get qualifed for a FHA, VA, USDA, or Conventional Loan.
Our standard joke around the office is along with the docs that we need is that we'll get
a sample of blood and DNA at the time of application.
So after we take a look at your credit here are some of the items that we'll need to get
from you: 2 recent paystubs
Last 2 years of your W-2's Last 2 years of your full Tax Returns
2 recent statements for any checking/savings that you have
Depending on your situation we may need to get some additional documents such as divorce
decree, BK paperwork etc.
Give us a call or email us with any questions on some of the documents needed and we look
forward to working with you.