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Hey, Eric Newman here.
As a local lender and business guy, I'm always wanting to know how my
company stacks up against the competition.
I mean, how are we really doing? If you're in business wouldn't you wanna know that
as well?
Well, I've got in my hands here a letter production report for December 2013.
It shows every single big bank, local lender, credit union,
and shows how many units -or loans- they actually funded and closed in that period of time
which means bad bank actually, successfully did their job.
Well I'm pleased to say that once again Northwest Mortgage Group
is the number ONE
home purchase lender in the Portland area! I mean, in fact we closed
MORE home purchase loans than even Wells Fargo did, and we closed almost
twice as many home purchase loans as our next biggest
local competition who have a lot more employees than we do!
I mean this has happened again and again and again every single month we get one
of these
and I will be out here and I look for the local lenders I mean some
of the
real estate companies have in-house lenders with captive audience are
sitting there with the desk in the real estate company
and their production numbers are some the worst out there! You know, why is
that??
Well, I can't speak to what other lenders are doing, but I CAN tell you what we do.
We put the client first. We try to make the transaction as smooth as it can possibly
be; from the pre-approval process
all the way through the closing. We offer very, very competitive rates and fees I
mean when
when I have people shopping around and comparing, I rarely ever have anybody that comes
up with a better quote than what I've already offered them, when we compare
apples to apples.
we make the transaction happen
very smoothly. We're not going to be going back to a point over and over and over
and over again hitting them with more documentation
We'll only get what is absolutely needed, we try to get it all up front,
and so it just makes the whole transaction go faster. We close quickly
and we close on time - period. You give me a closing date on a home purchase loan
and if it's a solid transaction deal, we are going to get it done on time. In fact,
we usually target trying to have docs at title two days ahead of time!
And we communicate. We communicate with our Realtor partners, we communicate with
the borrower
all the way through the transactional process so you know exactly what is
going on
every step of the way. You're not gonna have to call us and ask
So because of that, we receive more referrals
incoming from our Realtor partners, we have more clients coming back to us
again and again for future loans and that's why the numbers speak for
themselves.
I mean, these things don't lie. Now if you're thinking about getting a home purchase
or a
refinance loan, this is a great time to be doing it.
I've been watching the mortgage-backed security numbers here, and this is basically where
rates are set.
the market had really dropped off over the last several months, and thus rates
have been gradually rising.
But in the past two weeks stocks have been sinking
on some poor economic news not only in the US but also
other parts of the world and we've been seeing this graph go way up again
which means that rates are getting better. So we're the best levels of 2014
right now,
and some of the best rates that we've had available across the board
over the last several months. So this is a fantastic time!
So if you need a home purchase or refinance loan,
or if you're a Realtor and you're looking for a solid
partner that you can refer business to - if you're already working with a Northwest
Mortgage Group loan officer,
fantastic, you're in good hands! But if you aren't,
you need to give me a call
or email
Have a wonderful day!